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4 Reasons Not To Use Rewards Credit Cards

Do You Make This Dangerous Credit Card Mistake

That cash back credit card may not be as rewarding as you think. Here are four reasons not to use rewards credit cards — consider them carefully before you sign up.

American Express Zync Card Review

American Express Zync Charge Card

Notice: The Zync card from American Express has been discontinued; this article is for historical purposes only! The American Express Zync Card, a charge card geared towards twenty-somethings, is a possible alternative to traditional credit/debit cards for anybody under 30. I have been a fan of Amex charge cards and used one myself for a […]

Credit Card Alternatives

Credit card companies are raising interest rates on just about everybody these days, fueling many people’s passionate disdain for using any credit card for any reason. Once upon a time, there was only one alternative to spending with credit cards: cold hard cash. But then came debit cards—accepted everywhere just like credit cards, but without […]

My Credit Card Raised My Interest Rate! Here’s What to Do

Stories of credit card companies raising interest rates on just about everybody—even customers with perfect credit, no debt, and no late payments—continue to roll in. That’s because the CARD Act takes effect this winter and will restrict credit card companies’ ability to raise interest rates on existing customers. If you thought credit card companies were […]

Beware Credit Card Skimmers and How to Spot Them

Examples of credit card skimmers.

Talk about serendipitous. I’ve been planning today’s post on credit card and ATM “skimmers” (jerry-rigged little devices criminals use to steal your card numbers), and yesterday my brother tells me he spotted one of these suckers at a rest area on the New York Thruway. He alerted managers, who called the cops, who confirmed it […]

Under 21? The CARD Act Restricts Your Access to Credit

The CARD Act could go into effect as soon as December. Although legislators passed the CARD Act with Americans’ best interests in mind, the act also means credit card users may see higher interest rates and fewer rewards. And for anyone under 21, the CARD Act will make it much more difficult to get a […]

Chase Blueprint Review: Chase Pledges More Control for Credit Card Users

Credit card issuer Chase rolled out a new feature today—called Blueprint—that will allow consumers to divide credit card charges they want to pay in-full or over time. Blueprint will enable Chase cardholders to pay everyday charges in-full each month interest-free, even while paying other purchases off over time.

Should You Pay Off Credit Card Debt or Contribute to a 401(k)?

Should you start saving for retirement with a 401(k) before paying off credit card debt? It depends on your situation, but for most people the answer is…