MoneyUnder30.com

The New Credit Card Rules and You

The CARD Act—a set of new regulations designed to limit credit card trickery—went into effect this week even though Congress proposed the act over a year ago. Since then, there’s been a lot of talk about what this all means for people like you and me. … [Read more...]

Do You Make This Dangerous Credit Card Mistake?

Let’s be honest: We make a lot of mistakes with credit cards. I like to assume that most people don’t start drowning in high-interest credit card debt on purpose. We don’t choose to fork over billions to credit card companies every year because we … [Read more...]

American Express Zync Card Review

Notice: The Zync card from American Express has been discontinued; this article is for historical purposes only! The American Express Zync Card, a charge card geared towards twenty-somethings, is a possible alternative to traditional credit/debit … [Read more...]

Credit Card Alternatives

Credit card companies are raising interest rates on just about everybody these days, fueling many people's passionate disdain for using any credit card for any reason. Once upon a time, there was only one alternative to spending with credit cards: … [Read more...]

My Credit Card Raised My Interest Rate! Here’s What to Do

Stories of credit card companies raising interest rates on just about everybody---even customers with perfect credit, no debt, and no late payments---continue to roll in. That's because the CARD Act takes effect this winter and will restrict … [Read more...]

Radically Re-Thinking Credit Cards: Part Two

Yesterday, I recommended a new way to pare down your credit cards. I don't want you to cancel them all or use them like crazy to earn rewards. I just recommend keeping two credit cards---the card you've had the longest and the card with the highest … [Read more...]

Radically Re-Thinking Credit Cards: Part One

The majority of financial advice on credit cards falls into one of two categories: Credit cards are evil and you should cancel them and never, ever use them again. Credit cards are fantastically convenient when used responsibly and can actually … [Read more...]

Beware Credit Card Skimmers and How to Spot Them

Talk about serendipitous. I've been planning today's post on credit card and ATM "skimmers" (jerry-rigged little devices criminals use to steal your card numbers), and yesterday my brother tells me he spotted one of these suckers at a rest area on … [Read more...]

Under 21? The CARD Act Restricts Your Access to Credit

The CARD Act could go into effect as soon as December. Although legislators passed the CARD Act with Americans’ best interests in mind, the act also means credit card users may see higher interest rates and fewer rewards. And for anyone under 21, the … [Read more...]

Chase Blueprint Review: Chase Pledges More Control for Credit Card Users

Credit card issuer Chase rolled out a new feature today---called Blueprint---that will allow consumers to divide credit card charges they want to pay in-full or over time. Blueprint will enable Chase cardholders to pay everyday charges in-full each … [Read more...]