How To Build Credit For The First Time

How to build your credit for the first time - Money Under 30

Wondering how to build credit from scratch (or worried because you haven’t started yet)? Here is what you need to know to build credit for the first time.

Q&A: Can I Fix Old Unpaid Or Charged Off Accounts On My Credit Report?

Is it possible to fix old negative accounts on your credit score? Maybe.

Q. I recently checked my credit reports and learned that they were reporting an old credit card as unpaid. Years ago, this account was charged of and had gone into collections. I eventually paid it off. I disputed this information with the credit bureaus. Transunion updated this item to “closed and paid” but Experian informed […]

Do It Yourself Credit Repair: 6 Steps To Recover From Bad Credit

Don’t fall for scams promising easy, overnight credit repair. If you want to fix your poor credit, you can (and should) do it yourself. Follow these six simple steps to do-it-yourself credit repair.

Identity Theft: What You Need to Know to Protect Yourself

All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of “Identity Theft Protection Awareness Week” which is coming up. It’s a revision of a post I did a while back originally titled “Identity Theft: How to Prevent it and Stop Worrying.” Some comments on the […]

Eight Steps to Achieve Credit Nirvana


Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. 1. Be Patient This one’s so easy, you don’t actually have to […]