MoneyUnder30.com

How To Build Credit For The First Time

How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]

Q&A: Can I Fix Old Unpaid Or Charged Off Accounts On My Credit Report?

Q. I recently checked my credit reports and learned that they were reporting an old credit card as unpaid. Years ago, this account was charged of and had gone into collections. I eventually paid it off. I disputed this information with the credit … [Read more...]

Do It Yourself Credit Repair: 6 Steps To Recover From Bad Credit

If you’ve had an overdue student loan, years of high credit card balances or even a foreclosure, you probably have a low credit score, which can cost you a bundle if you ever want new credit. With poor credit, you may simply not be able to get m … [Read more...]

Identity Theft: What You Need to Know to Protect Yourself

All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of "Identity Theft Protection Awareness Week" which is coming up. It's a revision of a post I did a while back originally titled " … [Read more...]

Eight Steps to Achieve Credit Nirvana

Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. … [Read more...]