If you’ve had an overdue student loan, years of high credit card balances or even a foreclosure, you probably have a low credit score, which can cost you a bundle if you ever want new credit. With poor credit, you may simply not be able to get … [Read more...]
Identity Theft: What You Need to Know to Protect Yourself
October 16, 2009 By
All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of "Identity Theft Protection Awareness Week" which is coming up. It's a revision of a post I did a while back originally titled … [Read more...]
Eight Steps to Achieve Credit Nirvana
October 13, 2009 By
Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. … [Read more...]
No Credit History? Prepare for an Uphill Climb to Auto, Home Financing
September 17, 2009 By
Matt, 26, feels it’s time to stop renting and think about buying a home. He earns $48,000 a year at his IT job outside Washington, D.C, he has saved $20,000 he could use for a down payment (and more in his 401k), and he has no debt. And that’s … [Read more...]
How to Build Credit for the First Time
May 18, 2009 By
How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 