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American Express Serve Card: Prepaid with a Twist

Money is changing. I have no doubt that in five or  ten years, apps on our phones will surpass the credit cards in our wallets as the primary way we pay. The American Express Serve Prepaid Card takes us a step in that direction. Here, let's t … [Read more...]

American Express Pass Card Review

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen to … [Read more...]

How Do You Budget For—And Pay For—Your Holiday Spending?

I admit that when it comes to holiday shopping, I’m a procrastinator. I have been witnessed scurrying to the mall or Target on Christmas Eve. That said, I do begin to put some money aside around this time of year so my Christmas shopping doesn’t tot … [Read more...]

How to Choose the Right Credit Card for Your Spending Style

As I contemplated changing my everyday credit card to the Chase Freedom card; I’ve been pondering one of my favorite financial topics…credit card strategy. In other words, how does one maximize the benefits of credit cards---mainly short-term int … [Read more...]

Debit vs. Credit: How Do You Use Them Differently?

Debit or credit? At a distance, there’s virtually no way to distinguish the small plastic cards with Visa or MasterCard logos. Both allow you to pay for goods and services instantaneously by transferring cash behind the scenes. But anybody who u … [Read more...]

Using Credit Cards and Debit Cards Overseas

When I moved to the UK and opened a bank account, I had no idea that anything but a Visa or Mastercard logo could be on a debit card (in other parts of the world, there are other kinds of debit cards). I should have looked into this before hand, but … [Read more...]

Credit Card Alternatives

Credit card companies are raising interest rates on just about everybody these days, fueling many people's passionate disdain for using any credit card for any reason. Once upon a time, there was only one alternative to spending with credit cards: … [Read more...]

Debit Card Dangers

It's a hot-button question: If you're in debt, do you get rid of all of your credit cards and stick to debit cards and cash only? Or can you discipline yourself to still use credit cards for routine purchases and pay the balance off in full every … [Read more...]