I’m too polite to actually swear in a headline, but the point is this: If you want to get out of debt on your own (and quickly), I’ve got the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. Get your boots … [Read more...]
Debt Reduction Takes Tough Love
December 16, 2009 By
For the first three years of my post-college life, I had this nagging, troubling pain in the pit of my stomach at the end of every month. Will I be able to pay rent this month? Can I pay my credit card bill? I came out of college with no … [Read more...]
Why Avoid Bankruptcy?
December 3, 2009 By
A few weeks ago I was listening to a financial radio show on a day when every other caller wanted to know if they should file bankruptcy. One man was dealing with estranged spouses (yes, plural), a failed business, and hundreds of thousands in … [Read more...]
Person-to-Person Personal Loans
September 24, 2009 By
In the past year, we have seen banks cut back credit lines, raise interest rates, and limit new loans to only people with immaculate---and I mean immaculate--credit histories. That means it's become difficult, if not impossible, for well-meaning … [Read more...]
Living Credit Card-to-Credit Card: Escape from Revolving Debt Hell
September 18, 2009 By
Many people live paycheck-to-paycheck. Income goes into your checking account, and all of it’s gone before next payday. That’s scary. Even scarier? Living credit card-to-credit card. In other words, using credit cards that already have … [Read more...]
Chase Blueprint Review: Chase Pledges More Control for Credit Card Users
September 16, 2009 By
Credit card issuer Chase rolled out a new feature today---called Blueprint---that will allow consumers to divide credit card charges they want to pay in-full or over time. Blueprint will enable Chase cardholders to pay everyday charges in-full each … [Read more...]
How to Avoid New Debt When You’re Already Digging Out
April 14, 2009 By
Something I learned far too late into my twenties is that when you're trying to get out of debt, finding the money to pay down debts is only half the battle. Sometimes, it's even harder to avoid going into new debt than it is to pay down debts you … [Read more...]
Credit Card Debt: Eight Ways Out
November 17, 2008 By
It’s never a good time to be in credit card debt, but I’ll be honest: the nasty economic climate makes it an even worse time to be in debt. Creditors are jacking interest rates and employers are slashing jobs—a combination that could land … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 