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Why You Need A ‘Bank Account Buffer’


If you want to manage your money better, what’s the very first thing you should do? Build a bank account buffer. Here’s how.

Preparing For Baby Means The Birth Of A New Family Budget

Preparing For Baby Means The Birth Of A New Family Budget

Preparing financially for your new baby means more than just making room in the budget for diapers and daycare. The baby will have long term financial needs, such as college, that also need planning. How do you fit it all in?

Emergency Funds: Everything You Need To Know

Everything you need to know about emergency funds.

Wherever you are on the journey to “getting better with money”, the concept of an emergency fund–rainy day savings that will be there for you in case the unthinkable happens–is critical. Because having some money put aside is simply so vital to getting on your feet financially–which is what this site is here to help you do–we put together this comprehensive article.

In an Emergency, How to Borrow Money From Your IRA


We all know that retirement accounts are for retirement; it’s foolish to withdraw from them for anything else and will often cost you thousands in IRS penalties. But one loophole allows you to borrow money from your IRA penalty-free (as long as you pay it back within 60 days).

Should You Save Or Pay Off Student Loans?

Before you rush to pay off student loans, consider saving first.

Balancing all of your financial responsibilities right out of college is a daunting task. Should you start saving for retirement? Save for a house? Travel? Pay off your student loans? You have a lot of competing goals at this point in your life. What you need is a plan!

How Much Do You (Really) Need in an Emergency Fund?

36% of full-time employees in the U.S. have less than $1,000 saved and 46% have less than $5,000.

One of my goals for this blog is to try to provide authoritative answers to some of the most commonly asked questions about money. One such question is: “How much do I need to save in an emergency fund?” We have an emergency fund calculator that can give you a sense of how much to […]

Steven Slater Proves It: You Need an F-You Fund

I love the Steven Slater story. In case you’ve had your head in the sand for the past few days, here’s the quick version: Slater was a Jet Blue flight attendant who had a really crappy Monday at work. After an altercation with a defiant passenger, Steven Slater let fly an expletive-filled rant over the […]

Three Little Ways to Boost Your Emergency Fund

Three Little Ways to Boost Your Emergency Fund 2

If the thought of saving up three to six months of expenses is overwhelming then start smaller. Here are a few simple things you can do today to help you get started on that emergency fund.

Should You Be Reluctant to Use Your Emergency Fund?

Should You Be Reluctant to Use Your Emergency Fund

Sometimes it’s tough to tell what constitutes an emergency. When should you use your emergency fund and when should you look for other options? In general, use your emergency fund, only when you can’t avoid it, but before going into debt.