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The Bizarre World of Bitcoin Speculation: Should you Invest?

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There has been lots of buzz and gossip about the Bitcoin. But what does it mean for you? Here’s an analysis of whether you should invest.

Funny Money: Stuff You Should Never Buy Because You Can Get it For Free

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People tend to say and repeat the quote “there’s no such thing as a free lunch” as if it’s something wise and profound. These are people who have never been to Denny’s on their birthday, where there is also a free breakfast and dinner. I’m not sure what world those anti-free lunchers live in, but […]

Discount Real Estate Brokerages: Worthwhile or a Scam?

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“What about the buyer’s side? Do they get no money for all their efforts? This can’t be the whole story.”

Funny Money: Check Out These Ways To Adventurously Whip Grocery Costs

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Some people see grocery shopping as a monotonous chore, unaware of the wild, dangerous adventure it really is. That’s no grocery cart — it’s an abandoned mine cart you’re pushing through dark tunnels filled with treasures such as laundry detergent and Chex Party Mix. That folded-up piece of paper in your hand is no shopping […]

Six Financial Tips for 20-somethings From Financial Planner Cliff Caplan

Cliff Caplan

It’s tempting to think that journalists who write about money for a living have all the answers. (Ugh. You should see my checkbook.) By way of analogy, I’d like to suggest a different way of thinking. We all know Steven Spielberg ranks as one of the all-time great film directors. But when Spielberg needs fabulous […]

♥ & $: The Spending Diet: My Month of More Mindful Spending

Lisen Stromberg

December’s credit card bill came in the other day and it was all I could do not to gag. How did all my good intentions and careful planning go so horribly wrong? Yes, we had many unexpected medical expenses (don’t worry, everyone is ok). And yes, two school tuition bills came due. And yes, we […]

♥ & $: Making Do With Enough, Or Not

Lisen Stromberg

Wrapping paper litters the carpet, little explosions of color and desire. The fire once raging has now mellowed sending the occasional spark past the screen onto the hardwood floor, a threat so minor we pay it little mind. The children have squirreled themselves into corners to assess their bounty. Most are happy, content even, and […]

♥ & $: Banning Black Friday and Other Lessons Learned Along the Way

Black Friday used to be a time to enjoy someone's company, dress up, and enjoy shopping. No more.

It was a tradition, something my mother and I did together on the Friday after Thanksgiving. We would spend the morning leisurely perusing the sales and then have lunch at I. Magnin’s, the august department store at the base of Union Square in San Francisco. My mother always insisted I put on my best Sunday […]

‘I Don’t…Want to Pay for That!': Tips for Managing Finances With a Significant Other Before Marriage

Combining finances with an unmarried partner is tricky, but honestly and a plan will make it easier.

Ah, the thrills of dating and new relationships. Movie nights, ice cream dates, walks on the beach, a romantic candlelit dinner on Saturday night followed by… …a $150 bill! If you’ve dated — even for a short time — you know that dating involves spending money. And, if you’ve been in a long-term relationship, you know […]

When It’s Okay To Spend Money

Making intentional spending decisions now is just as important to your happiness as saving for tomorrow.

Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) is an over-saver. For Cal, living frugally and saving money […]