MoneyUnder30.com
Simple. Honest. Personal finance.
MoneyUnder30.com

The Real Cost Of Having A Baby

For many of you, crying babies and babbling toddlers are the last things on your mind. If you’re like I was "before child", when you see a family with a gaggle of kids in line at a store, you pick another register---quick. Been there. Of course n … [Read more...]

How to Choose a Financial Advisor

Do you need a financial advisor? You may think that just because don't have a lot of money yet, you don't. And even if you want a financial advisor, you may think it’s impossible to get a qualified advisor to work with you if you don't have six f … [Read more...]

The Start-Up That Thinks Quality Investment Advice Shouldn’t Just Be For Rich People

The majority of the financial services industry pays little attention to young people. For example, unless you’re sitting on a seven-figure trust fund, the best financial advisors probably won’t return your calls. (And you should be wary of those w … [Read more...]

Do You Need a Financial Advisor?

I asked Mark to write about hiring financial planners/advisors because occasionally you guys email me wanting to know if you should hire one and---if so---how to go about it. (Figured it was better to ask an actual financial advisor than try to a … [Read more...]

How Do You Hope to Improve Your Finances Next Year?

Ok, it's question time: What’s your top financial priority next year? Your other goals? Your---dare I say---financial resolutions? Please share your goals in a comment. … [Read more...]

Create a New Home Expense Fund

I take home ownership pretty seriously. It’s probably one of the biggest financial move any of us will ever make. Jumping into owning a home before you’re ready is easy to do, but it will most likely just land you in a tight financial situation in the … [Read more...]

Four Simple but Costly Money Mistakes

Whether you've been on your own for a few days or a few years, try to avoid these common money mistakes young people make. Already made them? Don’t be hard on yourself; chances are you just didn't know better (a big part of money smarts comes from l … [Read more...]

How to Create a Five-Year Financial Plan

Where do you want to be in five years? Debt free? Living in your own home? Enjoying a “mini-retirement” volunteering or traveling around the world? I’ve written a lot about making spending plans (i.e., monthly budgets) and debt reduction plans, but th … [Read more...]

How Much Money Should You Have Saved by 30?

It's among the most common questions I get: How much money should I have saved by 30? (Or by 25, 22, etc.) Of course, it's always seemed to me to be a silly question, because everybody has unique financial, lifestyle, and career situations. Still, … [Read more...]

How Much Should Be in Your 401(k) at 30?

What should your contribute to your 401(k)? How much should you have invested for retirement at 30, 40, 50, etc? These are good questions. Here, I try to answer them, but I should warn you: Personal finance is PERSONAL! The more you can c … [Read more...]