Most of us don't like risk. We buy insurance. We work for a paycheck. We put our money in an FDIC-insured savings account even though it pays less than 1.0% interest. These things aren't necessarily bad; a little bit of caution is a good … [Read more...]
What’s Your #1 Financial Goal?
November 8, 2011 By
Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]
Better
February 9, 2011 By
What do you want to do better? Why? What's stopping you? Most of us want to get better at something, probably many things. Just look at all the financial goals we have. So today, I'm going to give you four things you can do---actionable … [Read more...]
How Do You Hope to Improve Your Finances Next Year?
December 22, 2010 By
Ok, it's question time: What’s your top financial priority next year? Your other goals? Your---dare I say---financial resolutions? Please share your goals in a comment. … [Read more...]
Do you earn ENOUGH money?*
December 3, 2010 By
If so, how much is it? Why is it enough? At what age did you hit this milestone? What changed? If you don’t earn enough---what will it take to get there? *By enough, I basically mean an annual income that provides for all your needs … [Read more...]
Three Small Financial Tweaks You Should Make Before Winter
October 19, 2010 By
The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And … [Read more...]
Meet Your Financial Objectives: Goals vs. Restrictions
July 13, 2010 By
I have this coffee habit. I love the stuff. I love that caffeine rush I get in the morning from a steaming cup of joe. I’ve gone on and off caffeine so many times in my adult life, I’ve lost count. Sure, caffeine isn’t great for you, … [Read more...]
How to Create a Five-Year Financial Plan
July 6, 2009 By
Where do you want to be in five years? Debt free? Living in your own home? Enjoying a “mini-retirement” volunteering or traveling around the world? I’ve written a lot about making spending plans (i.e., monthly budgets) and debt reduction plans, … [Read more...]
How Much Money Should You Have Saved by 30?
June 1, 2009 By
One of the most common questions I get from readers (and curious acquaintances) is how much money should I have saved by 30? (Or by 25, 22, etc.) Of course, it's always seemed to me to be a silly question, because everybody has totally unique … [Read more...]
Applying the 80/20 Rule to Personal Finance
April 13, 2009 By
The 80/20 rule, or Pareto principal, is one of the most common management strategies to help people focus on what’s important and get more done. Simply stated in terms of productivity, the 80/20 rule says that 80 percent of results come from just … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 