MoneyUnder30.com
MoneyUnder30.com

How to Invest for Short-Term Goals (Less Than 10 Years Out)

Raise your hand if you’re trying to save for something big in the next 10 years. A new car? Your wedding? The down payment on a home? More education? Most financial advice tells you to save for two –- maybe three -- things: A rainy day (the cas … [Read more...]

This Year, Take Some Risks

Most of us don't like risk. We buy insurance. We work for a paycheck. We put our money in an FDIC-insured savings account even though it pays less than 1.0% interest. These things aren't necessarily bad; a little bit of caution is a good t … [Read more...]

Richer By The Week: What’s Your #1 Financial Goal?

Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]

Better

What do you want to do better? Why? What's stopping you? Most of us want to get better at something, probably many things. Just look at all the financial goals we have. So today, I'm going to give you four things you can do---actionable … [Read more...]

How Do You Hope to Improve Your Finances Next Year?

Ok, it's question time: What’s your top financial priority next year? Your other goals? Your---dare I say---financial resolutions? Please share your goals in a comment. … [Read more...]

Do You Earn Enough Money?

If so, how much is it? Why is it enough? At what age did you hit this milestone? What changed? If you don’t earn enough---what will it take to get there? *By enough, I basically mean an annual income that provides for all your needs b … [Read more...]

Three Small Financial Tweaks You Should Make Before Winter

The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And i … [Read more...]

Meet Your Financial Objectives: Goals vs. Restrictions

I have this coffee habit. I love the stuff. I love that caffeine rush I get in the morning from a steaming cup of joe. I’ve gone on and off caffeine so many times in my adult life, I’ve lost count. Sure, caffeine isn’t great for you, but coffe … [Read more...]

How to Create a Five-Year Financial Plan

Where do you want to be in five years? Debt free? Living in your own home? Enjoying a “mini-retirement” volunteering or traveling around the world? I’ve written a lot about making spending plans (i.e., monthly budgets) and debt reduction plans, but th … [Read more...]

How Much Money Should You Have Saved by 30?

It's among the most common questions I get: How much money should I have saved by 30? (Or by 25, 22, etc.) Of course, it's always seemed to me to be a silly question, because everybody has unique financial, lifestyle, and career situations. Still, … [Read more...]