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A Home Buying Checklist: Organize Your Wants And Needs

Use our simple one-page home buying checklist to prioritize wants and needs.

Finding the right home can mean separating what you want from what you need. Here’s how to think about the difference — plus a checklist to help your house hunting.

How Much House Can You Afford?

How much house can you afford - MoneyUnder30

Shop for your new home the smart way! Learn how to calculate how much house you can afford before hitting that open house or applying for a mortgage.

How Do You Know When You’re Ready To Buy A Home?

How do you know when you're ready to buy a home?

Buying a house is one of the largest financial decisions of your life; but how do you know when you’re ready to buy a home? 5 questions to help you find out.

Should You Buy Or Rent?

How you can decide when's the right time to buy, or if should you stick with renting.

Buying a home still makes sense, but becoming a homeowner before you’re ready can have costly consequences. How much you have saved and how long you’ll stay in one place are the biggest factors in deciding whether you should rent or buy.

FHA Mortgage Loans: A Good Idea For First-Time Buyers?

FHA loans are designed to low to moderate income home-buyers afford a house with more lenient credit score requirements and a low down payment. The pros and cons of using an FHA loan to buy your first house.

How To Qualify For An FHA Loan

FHA loans help you buy a home with limited credit or a reduced down payment. Learn how to qualify for an FHA loan and what to expect when you apply.

15-Year Mortgage vs 30-Year Mortgages

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You’ll pay far less interest on a 15-year mortgage, but the bigger payment can mean less financial flexibility. These are a few questions to ask yourself when deciding between a 15-year and 30-year mortgage.

Funny Money: Homeowner Money Traps To Avoid

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Becoming a homeowner comes with a sense of pride and a lot of responsibility. It also marks you for marketers to sell you dozens of expensive products and services that you really don’t need. When it comes to your home, watch out for these common money traps.

Considering a Move to the Suburbs? Here’s What to Look For

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With many urban environments pricing themselves beyond the reach of young adults, and quite a few downsides to big city life (from congestion and traffic to outrageous fees, high rents and a dearth of downtown parking), modern suburbs have their attractions.

Our Credit Isn’t Perfect; How Can We Prepare to Get Home Financing?

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You want your financial ducks in a row before you even begin looking at houses. And if you or a co-applicant has a credit issue, this becomes ever-more important. Here’s what to do with your finances in the months leading up to buying a home.