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How Much House Can You Afford?

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Shop for your new home the smart way! Learn how to calculate how much house you can afford before hitting that open house or applying for a mortgage.

What Percentage Of Income Can You Afford For Mortgage Payments?

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What percentage of your income can you afford for mortgage payments? Do you use gross monthly income or take-home pay? Learn how much house you can afford with simple rules based on your monthly income.

Should You Buy a “Starter Home” Or Wait?

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Should you get a starter house right now — or should you wait until you can afford your “forever house”? Here are the pros and cons of each choice.

A Home Buying Checklist: Organize Your Wants And Needs

Use our simple one-page home buying checklist to prioritize wants and needs.

Finding the right home can mean separating what you want from what you need. Here’s how to think about the difference — plus a checklist to help your house hunting.

How Do You Know When You’re Ready To Buy A Home?

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Buying a house is one of the largest financial decisions of your life; but how do you know when you’re ready to buy a home? 5 questions to help you find out.

Should You Buy Or Rent?

How you can decide when's the right time to buy, or if should you stick with renting.

Buying a home still makes sense, but becoming a homeowner before you’re ready can have costly consequences. How much you have saved and how long you’ll stay in one place are the biggest factors in deciding whether you should rent or buy.

FHA Mortgage Loans: A Good Idea For First-Time Buyers?

FHA loans are designed to low to moderate income home-buyers afford a house with more lenient credit score requirements and a low down payment. The pros and cons of using an FHA loan to buy your first house.

How To Qualify For An FHA Loan

FHA loans help you buy a home with limited credit or a reduced down payment. Learn how to qualify for an FHA loan and what to expect when you apply.

15-Year Mortgage vs 30-Year Mortgages

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You’ll pay far less interest on a 15-year mortgage, but the bigger payment can mean less financial flexibility. These are a few questions to ask yourself when deciding between a 15-year and 30-year mortgage.

Funny Money: Homeowner Money Traps To Avoid

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Becoming a homeowner comes with a sense of pride and a lot of responsibility. It also marks you for marketers to sell you dozens of expensive products and services that you really don’t need. When it comes to your home, watch out for these common money traps.