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The Lending Club IRA

Did you know that you can open a free individual retirement account (IRA) on Lending Club? It’s true. So if you’re craving an alternative to target-date mutual funds (and stocks, in general), consider adding social lending to your retirement plan. … [Read more...]

Which Retirement Account Is Right For Me?

Unless you’re new to the personal finance scene, you probably already know that you should be socking away a good deal of money into one of those handy-dandy retirement accounts to prepare for your future. This is especially true for the t … [Read more...]

Where’s the Best Place to Open an IRA?

I’ve been bugging my wife to open an individual retirement account (IRA) in addition to her state retirement plan. Of course, she’s looking to me for the basics like…”OK, where do I open the account?” Easy question; tricky answer. I’ve held IRA … [Read more...]

How to Start Saving For Retirement

Perhaps you heard it from your parents, some guy you know who "really has it together" or maybe you've read it on a blog like this one. Regardless of where you got the advice: You know that it's never too early to start saving for retirement. That … [Read more...]

Roth IRA Conversion

If you want to get the most bang for your retirement-buck, it's time to read up on an popular but confusing tax-saving tactic, the Roth IRA conversion. A Roth IRA conversion allows you to pay income taxes on money you have invested tax-free in a … [Read more...]

What To Do If Your Employer Doesn’t Offer a 401(k) Plan

About 75 percent of Americans have done at least a little saving for retirement. Yet only 55 percent of full-time employees in America contribute to an employer-sponsored 401(k) or 403(b) retirement plan, according to reports by the Employee Research … [Read more...]

Open Your First IRA

There are a lot of reasons to open an individual retirement account (IRA). If your employer doesn’t offer a retirement plan, offers lousy investment choices, you’ve maxed out your 401(k), or simply want greater control over your retirement sav … [Read more...]

23 Things Beginners Absolutely Must Know About Saving for Retirement

Whether you're just starting your first "real job" or have been in the workplace for a few years but haven't gotten around to saving for retirement yet, listen up: it's never too early to start building a nest egg. Statistically, young workers are … [Read more...]

401(k) Q & A

Q: I just started my first full-time job but am not eligible for the company sponsored 401(k) until December. What should I do if I want to start saving for retirement now? A: It’s a great idea to get a head start on your retirement saving even if … [Read more...]