MoneyUnder30.com

When To Refinance: 3 Steps to Deciding Whether to Refinance or Not

What you can rent for $1,500 a month in Riverside, CA

Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their mortgage, some are smarter financial moves than others. For example: Using refinance savings on your mortgage payment to up retirement contributions or […]

So, You Want a Mortgage? What You’ll Need to Get Approved Fast

To get approved for a mortgage, you'll need to get your finances -- and your paperwork -- in order.

What does it take to get a mortgage? Yes, you need a good credit score, but here we look at what else you need before you apply for a home loan. Usually, this includes a job and a reliable income history that can be verified by at least two years of tax returns.

How Much Is Your Home Worth?

Millions of you want to know the answer to one seemingly simple question: How much is my home worth? Sadly, in many cases, the only simple answer is “much less than you paid for it.” (Go ahead, you can share your story in the comments. This should get ugly quick.) But just how much have […]

Refinance Now, If You Can

Holy cow are mortgage rates low. Still. And they don’t seem to be going anywhere. So, you’re wondering: Should I refinance now? It all depends on whether you’re eligible and just how much you’ll save. Are You Eligible to Refinance? To be eligible to refinance, you need: Equity. You can’t refinance if you’re underwater. Like […]

Refinancing: What You Need to Know (Even Before You Own)

Mortgages are complicated. Looking to swap one mortgage for another by refinancing? They get even trickier. So it pays to understand how the mortgage refinance process works and when refinancing is a good idea (and when it’s not) early in life. That is, even before you buy your first home.