MoneyUnder30.com

Lending Club Loans: Get a Loan, Get $150 Back

As regular readers know, I’m a frequent advocate of Lending Club and social lending. Between now and October 1st, if you apply for a Lending Club loan and get it approved and funded, you can receive a $150 rebate. I should point out that yes, L … [Read more...]

The Lending Club IRA

Did you know that you can open a free individual retirement account (IRA) on Lending Club? It’s true. So if you’re craving an alternative to target-date mutual funds (and stocks, in general), consider adding social lending to your retirement plan. … [Read more...]

Is Lending Club a Good Investment for You?

For the past six months, I’ve been lending money---$25 at a time---to perfect strangers. In exchange, I’m on track to earn a 12% annual return on my investment. No, I’m not a loan shark; I’m a Lending Club investor. Person-to-person lending is … [Read more...]

Peer-to-Peer Auto Loans

It’s best to buy a car with cash---but not everybody has saved up thousands of dollars when the need for new transportation strikes. Although car shoppers have several options for financing a new or used car, including many online lenders, buyers w … [Read more...]

Person-to-Person Personal Loans

In the past year, we have seen banks cut back credit lines, raise interest rates, and limit new loans to only people with immaculate---and I mean immaculate--credit histories. That means it's become difficult, if not impossible, for well-meaning … [Read more...]