MoneyUnder30.com

Personal Loans Vs Credit Cards: When To Use A Loan Instead Of Plastic

When life's big expenses crop up, it's always best to pay cash. That's why the first step in building financial security is to get ahead of your paycheck and save money for emergencies -- and eventually big purchases like cars and vacations. If … [Read more...]

Q&A: I’m Financing A Car; Should I Make A Down Payment Or Pay Off Debt?

Occasionally I publish answers to selected readers’ money questions. I welcome your opinion in the comments. Send questions to david@moneyunder30.com. Q: I am in the process of purchasing my first car. I make a little over $30,000 and have student lo … [Read more...]

Person-to-Person Personal Loans

In the past year, we have seen banks cut back credit lines, raise interest rates, and limit new loans to only people with immaculate---and I mean immaculate--credit histories. That means it's become difficult, if not impossible, for well-meaning … [Read more...]