If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested? I hope so. Fortunately, I’m not selling anything. This tool is free; it’s called … [Read more...]
5 Big Car Buying Mistakes
Last Saturday I was out to dinner at one of those Japanese Hibachi places. Over a scorpion bowl, I was talking to a friend who works as a sales manager at a luxury car dealership. He was mulling over getting out of the industry because---as you might … [Read more...]
How To Be Richer Than Your Friends
Last week, just before Thanksgiving, I sent an article to people on my email list that you won’t find on the blog. I was psyched to see how many of you wrote back saying you enjoyed the advice. If you only saw the subject line or skimmed the … [Read more...]
Richer By The Week: What’s Your #1 Financial Goal?
Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]
When It’s Okay To Spend Money
Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) … [Read more...]
The Willpower Myth: Why Self-Control Is Not Enough
Do you have good self-control? (Seriously, do you? Please share in a comment. Think you have willpower of steel? Brag and beat your chest---but please give examples of how you’re strong-willed. Know you can’t be trusted alone in a room with a … [Read more...]
Do you earn ENOUGH money?*
If so, how much is it? Why is it enough? At what age did you hit this milestone? What changed? If you don’t earn enough---what will it take to get there? *By enough, I basically mean an annual income that provides for all your needs … [Read more...]
The Doorbuster Fallacy: Why Black Friday, Cyber Monday, and Other Sales Are Bad for Your Wallet
I awoke Friday, mildly hung-over on turkey and wine, to a TV news clip of early-morning shoppers stampeding through a local Target, elbowing one another for the best "Black Friday" deals. This clip was no different than others played every year on … [Read more...]
Why Most Budgets Fail (But Yours Doesn’t Have To)
My first time wasn’t until I was a college freshman. I was 19. I could tell you that I wanted everything to be perfect, but honestly, I just wanted it to work. I knew what I had to do, but I had no idea how to do it. I’m talking, of … [Read more...]
Would You Feel Guilty About a Wasted $3?
How would you feel if you wasted $3? Guilty? Like a squanderer? Would you take measures to ensure it didn't happen again? Or could you care less? Let us know in a comment. Meanwhile, here's how I recently changed my mindset own thinking on this very … [Read more...]

