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MoneyUnder30.com

How To Save When You Were Born To Spend

Are you a Natural Born Spender or Natural Born Saver? Believe it or not, research suggests that---Spender or Saver---you may really be born that way. So if you want to change your financial habits---say cut back on impulsive purchases and save a … [Read more...]

5 Big Car Buying Mistakes

Last Saturday I was out to dinner at one of those Japanese Hibachi places. Over a scorpion bowl, I was talking to a friend who works as a sales manager at a luxury car dealership. He was mulling over getting out of the industry because---as you might … [Read more...]

How To Be Richer Than Your Friends

Last week, just before Thanksgiving, I sent an article to people on my email list that you won’t find on the blog. I was psyched to see how many of you wrote back saying you enjoyed the advice. If you only saw the subject line or skimmed the e … [Read more...]

Richer By The Week: What’s Your #1 Financial Goal?

Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]

When It’s Okay To Spend Money

Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) is an … [Read more...]

The Willpower Myth: Why Self-Control Is Not Enough

Do you have good self-control? (Seriously, do you? Please share in a comment. Think you have willpower of steel? Brag and beat your chest---but please give examples of how you’re strong-willed. Know you can’t be trusted alone in a room with a bag o … [Read more...]

Do You Earn Enough Money?

If so, how much is it? Why is it enough? At what age did you hit this milestone? What changed? If you don’t earn enough---what will it take to get there? *By enough, I basically mean an annual income that provides for all your needs b … [Read more...]

The Doorbuster Fallacy: Why Black Friday, Cyber Monday, and Other Sales Are Bad for Your Wallet

I awoke Friday, mildly hung-over on turkey and wine, to a TV news clip of early-morning shoppers stampeding through a local Target, elbowing one another for the best "Black Friday" deals. This clip was no different than others played every year on … [Read more...]

Why Most Budgets Fail (But Yours Doesn’t Have To)

My first time wasn’t until I was a college freshman. I was 19. I could tell you that I wanted everything to be perfect, but honestly, I just wanted it to work. I knew what I had to do, but I had no idea how to do it. I’m talking, of course, a … [Read more...]

Would You Feel Guilty About a Wasted $3?

How would you feel if you wasted $3? Guilty? Like a squanderer? Would you take measures to ensure it didn't happen again? Or could you care less? Let us know in a comment. Meanwhile, here's how I recently changed my mindset own thinking on this very … [Read more...]