Following your heart is often a good thing… except for when it comes to investing. Keeping a cool head while investing will most likely give you better returns. And that’s just one mistake that can cost you. Here are four common investing mistakes to make sure you avoid.
If you want to get the most bang for your retirement-buck, it’s time to read up on an popular but confusing tax-saving tactic, the Roth IRA conversion. A Roth IRA conversion allows you to pay income taxes on money you have invested tax-free in a traditional IRA this year instead of when you withdraw the […]
About 75 percent of Americans have done at least a little saving for retirement. Yet only 55 percent of full-time employees in America contribute to an employer-sponsored 401(k) or 403(b) retirement plan, according to reports by the Employee Research Benefit Institute. Although some employees choose not to contribute their employer’s 401(k) plan, other employees would […]
Q: I just started my first full-time job but am not eligible for the company sponsored 401(k) until December. What should I do if I want to start saving for retirement now? A: It’s a great idea to get a head start on your retirement saving even if your employer delays the onset of its […]