In the world of personal finance, the couple hundred bones a year you might earn from credit card rewards isn't a big deal. I'll bet you can find five ways to better optimize your finances. Still, if you're like me, you probably enjoy playing the … [Read more...]
Get $50 or More From Credit Card Sign-On Bonuses
November 23, 2010 By
Here’s some unorthodox financial advice: Go apply for a new credit card. Why? Several major credit cards are offering up cash bonuses of up to $100 if you apply for a new card and spend a minimum amount. If you’re planning some purchases this … [Read more...]
Chase Freedom Credit Card Review
October 18, 2010 By
The Chase Freedom Credit Card finally got to me. I recently applied for a Chase Freedom credit card and, as soon as I get it, will be swapping over to make it my primary credit card. Since I just chose to add Freedom to my own wallet and because … [Read more...]
Debit vs. Credit: How Do You Use Them Differently?
September 29, 2010 By
Debit or credit? At a distance, there’s virtually no way to distinguish the small plastic cards with Visa or MasterCard logos. Both allow you to pay for goods and services instantaneously by transferring cash behind the scenes. But anybody … [Read more...]
Credit Card Sign Up Bonuses: A Reason to Apply?
July 19, 2010 By
Credit card banks are masters of marketing; our household receives some kind of credit card junk mail several times a week. Banks are annoyingly persistent, but they’re also sneaky. One of the tricks? Credit card sign up bonuses. You know the … [Read more...]
The Rise of Cash Back Debit Cards
June 30, 2010 By
Cash back debit cards aren't exactly brand new on the financial product scene, but this month one such card is making strides to prove it's ready to run with the big dogs. PerkStreetSM† announced last week it will now offer 2% cash back on … [Read more...]
Cash Rewards Credit Cards Compared
March 29, 2010 By
All rewards credit cards are not created equal. Some cards pay back airline miles good on only one airline, other cards pay points that users can redeem for merchandise or gift cards. Others pay cold hard cash. Although frequent flyers obsessed … [Read more...]
Capital One Venture Credit Card Review
March 15, 2010 By
Big banks only roll out totally new credit cards every couple of years (typically in an effort to win new customers from competitors by offering some kind of improvement on their rewards). Capital One has done just that with its new Capital One … [Read more...]
Do You Make This Dangerous Credit Card Mistake?
January 15, 2010 By
Let’s be honest: We make a lot of mistakes with credit cards. I like to assume that most people don’t start drowning in high-interest credit card debt on purpose. We don’t choose to fork over billions to credit card companies every year … [Read more...]
Credit Card Strategies: Building an ‘Army’ of Cashback Credit Cards
December 28, 2009 By
Do you have an "army" of cashback credit cards? Is this plastic in your wallet a force to be reckoned with? Does each of your credit cards serve a special role that, when combined, earn you a ton of rewards just for your ordinary shopping? These … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 