Let’s be honest: We make a lot of mistakes with credit cards. I like to assume that most people don’t start drowning in high-interest credit card debt on purpose. We don’t choose to fork over billions to credit card companies every year … [Read more...]
Credit Card Strategies: Building an ‘Army’ of Cashback Credit Cards
Do you have an "army" of cashback credit cards? Is this plastic in your wallet a force to be reckoned with? Does each of your credit cards serve a special role that, when combined, earn you a ton of rewards just for your ordinary shopping? These … [Read more...]
Yes, Virginia, There is a Rewards Debit Card
There's a new rewards debit card in town! It's good news for those who absolutely refuse to use use credit cards: A new company, PerkStreet Financial, offers a free online checking account that pays users one percent cash rewards on all non-PIN … [Read more...]
Radically Re-Thinking Credit Cards: Part Two
Yesterday, I recommended a new way to pare down your credit cards. I don't want you to cancel them all or use them like crazy to earn rewards. I just recommend keeping two credit cards---the card you've had the longest and the card with the highest … [Read more...]
Radically Re-Thinking Credit Cards: Part One
The majority of financial advice on credit cards falls into one of two categories: Credit cards are evil and you should cancel them and never, ever use them again. Credit cards are fantastically convenient when used responsibly and can actually … [Read more...]

