People tend to say and repeat the quote "there's no such thing as a free lunch" as if it's something wise and profound. These are people who have never been to Denny's on their birthday, where there is also a free breakfast and dinner. I'm not … [Read more...]
Funny Money: Spotting Wastes of Money Disguised as Good Deals
April 18, 2013 by 3 Comments
Marketing wizards spend their days conjuring up hypnotic spells meant to part you with your money. These spells, which are cast via marketing pitches, trick you into thinking you're getting something extra for your money by taking advantage of a … [Read more...]
How Do You Balance Saving for Retirement With Other Goals?
February 7, 2013 by 12 Comments
It’s perhaps the biggest financial quandary facing every young saver: Personal finance advice –- including our own --- implores you to save as much for retirement as possible. But the younger you are, the more likely you have other important … [Read more...]
Q&A: Should I Invest Money I Need in Two Years?
January 24, 2013 by
Q: I just started my first full-time job (this Monday!) and found your blog doing a search trying to make sense of my 401(k) options. I have been so inspired reading all over your blog since then and learning more about investing and saving for … [Read more...]
Ask David: What Should I Do With My Year-end Bonus Check?
December 20, 2012 by
After many years of school, I now have my first job and I expect to receive a year-end bonus somewhere between $5,000 and $10,000. What should I do with my bonus check? What kind of saving options do I have? (I will already have maxed out my 401k.) … [Read more...]
How to Serve the Ultimate Holiday Feast on an Intelligent Budget
December 14, 2012 by
More than presents, decorating, carols or any other festivity, my favorite part of the holiday season has always been gathering with family and friends over delicious food. Some of my best childhood memories are tied to sweet potato casserole, … [Read more...]
Healthy Meals On A Budget: Seven Tips For Eating Well On Less
July 20, 2012 by
As we know more and more about the benefits of fresh, healthy meals, it's no wonder that everyone wants to eat healthier these days. And of course, we want to do it without breaking the bank. Big food chains make it easy to enjoy a double, … [Read more...]
Do Daily Deal Sites Cost You More?
June 11, 2012 by
Helicopter flight for two -- 61% off! Eyelash extensions -- 50% off! Four-course dinner at a 5-star restaurant -- 56% off! Four-day trip to Cozumel, Mexico -- 43% off! Thanks to sites like Groupon, Living Social, and dozens of … [Read more...]
How To Save When You Were Born To Spend
April 30, 2012 by
Are you a Natural Born Spender or Natural Born Saver? Believe it or not, research suggests that---Spender or Saver---you may really be born that way. So if you want to change your financial habits---say cut back on impulsive purchases and save a … [Read more...]
When It’s Okay To Spend Money
May 26, 2011 by
Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) … [Read more...]
