Wherever you are on the journey to “getting better with money”, the concept of an emergency fund–rainy day savings that will be there for you in case the unthinkable happens–is critical. Because having some money put aside is simply so vital to getting on your feet financially–which is what this site is here to help you do–we put together this comprehensive article.
It’s time to give yourself a ten-second financial check-up: Are all of your hard-earned dollars earning interest? Savvy investors know that every dollar deposited at a bank, brokerage, or financial institution should be making money… and that includes your short-term savings, cash investment balances, even your checking account. If not, you should be looking for […]
Today, I want to tackle a common question: When savings account interest rates suck, how else can you get a return on your cash? Here’s how one reader phrased it: I’m a single young professional without any debt. I make a decent living. I have a 401(k), Roth IRA, and an emergency fund. Currently my […]