How To Apply For Private Student Loans: A Simple Guide


The cost of education is often a lot more than just tuition — and sometimes your federal loans just can’t help pay for everything. Here’s why and when you might consider private loans to help cover the full cost of school.

Student Loan Consolidation And Refinancing Guide

Student loan consolidation and refinancing: Frequently-asked questions.

Do you have too many student loans to keep track of? Get answers to frequently-asked questions on federal student loan consolidation loans and private student loan refinancing. Find out the pros and cons to consolidation, if you’re eligible, and how to apply.

With Lots of Student Loans, Which Debts Should You Pay First?

Which student loans should you pay off first?

Congrats, grad: Your crazy student loans are coming due! How do you know which student loans to pay first? Attorney Natalie Bacon graduated from law school with $208K in student debt and — not surprisingly — has some thoughts on the subject.

Student Loan 911! A Guide to Student Loan Repayment Options

ironic ball and chain with student loan painted on it

Oh, student loans. How we hate thee. But since you’re here to stay for a while, we’d better get acquainted. Our primer on organizing your student debt will help you know your enemy and make a plan of attack.

Private Student Loan Refinancing and Consolidation with Credit Unions

CuStudentLoans provides student loan refinancing from nonprofit credit unions.

Refinancing your private student loans can consolidate bills, save interest, and even lower your payments. What many don’t know is that non-profit credit unions offer private student loan refinancing options for both undergrad and graduate student loans.

Have Student Loan Debt? There’s Relief in Sight


As I learned the ropes of personal finance, a money-savvy friend taught me how to tell bad debt from good debt. Bad debt comes in many forms — including credit card balances (especially when tied to high interest rates), car loans and other forms of consumer indebtedness. With bad debt, you’re financing consumer items that […] A Free Site To Organize Your Student Loans is a free web app that organizes your student loans.

Got student loans? Like, a lot? is a free service that shows all your loans in one place and shows how extra payments can pay off your debt faster.

Should You Save Or Pay Off Student Loans?

Before you rush to pay off student loans, consider saving first.

Balancing all of your financial responsibilities right out of college is a daunting task. Should you start saving for retirement? Save for a house? Travel? Pay off your student loans? You have a lot of competing goals at this point in your life. What you need is a plan!

Q&A: I Want To Travel Before Starting A Career, But What About My Student Loans?


Should you travel before getting a “real job” and paying off your student loans? It’s a tough question but it might make sense depending on the person and situation. Make sure you have a financial plan you can live with before starting your adventure.

Welcome to 2013, the Year of Crowdfunding for College

When the final draft of 2012 in review gets written, it deserves to go down — in personal finance terms — as the Year of Crowdfunding. All sorts of crowdfunding records were set and shattered, with some remarkable stories as a result. In the indie film world, for example, director Steve Taylor turned to Kickstarter […]