Stafford Loan Repayment: Your Options for Paying Off Educational Debt

The following is a post from a new contributor, Kristi Ries, who approached me several months ago about writing for this site. Every week, I get dozens of requests for guest posts and contributing writers, and I say no to 99.9% them. What did Kristi … [Read more...]

Should You Grow Your Emergency Fund or Pay Off Student Loans?

My last post, Six (and a Half) Steps to Financial Stability, provided some guidelines for creating financial priorities. Today I want to follow up on that post with a real life case-study in which I apply these steps (and go a little further). … [Read more...]

Six Things to Know About Your Student Loans

At some point during my freshman year of college, I vaguely remember attending a mandatory 45-minute meeting in the financial aid office and signing some paperwork that had to do with my student loans. And I remember receiving notices about nine … [Read more...]

Student Loan Consolidation

It’s common to graduate with four, eight, or even a dozen student loans from a handful of lenders. Even if most of them are from the same two or three service companies, each loan may have a different interest rate and due date. Talk about … [Read more...]

Student Loan Consolidation Made Easy

Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other … [Read more...]