How To Apply For Private Student Loans: The Nuts And Bolts Made Offensively Simple

I’ve said it before and I’ll say it again: I think talking about finances can be really stressful. And no finance-related topic has caused as much stress in my life so far as the process of securing a private student loan. Entering my senior yea … [Read more...]

Q&A: Can We Get Approved For A Mortgage With $109k In Student Loan Debt?

Q. My wife (28) and I (27) just got married and we are hoping to buy a small starter house sometime in the next three years. We’ve discussed finances [a lot] so we feel ahead of the curve there. I make $65,000 a year as an engineer and she makes $ … [Read more...]

Should You Pay Off Student Loans Early?

If you’ve graduated from college or graduate school in the last decade, I don’t need to tell you that college tuition is rising at an unsustainable level or that we are graduating with monstrous student loan debts—to the point that Americans’ total st … [Read more...]

Q&A: Should I Take Out Another Student Loan For My PhD?

Occasionally I publish answers to select readers’ money questions. I welcome your opinion in the comments. Send questions to Q: I am 27, married, and my husband and I have a combined student loan debt of about $100,000. It's d … [Read more...]

Financial Checkup: How Should Erik Balance Savings Goals with $110k of Student Loans?

Occasionally I answer reader questions and give them a public financial checkup. The lucky reader gets free advice; you get a peek at somebody else's money. If you want to be considered for a future checkup and are willing to share your finances with … [Read more...]

Stafford Loan Repayment Options: Graduated, Income-based And Extended Repayment Plans

Did you graduate from college in the last ten years? If so, chances are good you paid for that diploma with a colorful cocktail of financing options. (If not, consider yourself lucky. Our generation is dealing with the most inflated higher … [Read more...]

Six Things to Know About Your Student Loans

At some point during my freshman year of college, I vaguely remember attending a mandatory 45-minute meeting in the financial aid office and signing some paperwork that had to do with my student loans. And I remember receiving notices about nine … [Read more...]

Student Loan Consolidation Made Easy

Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other loan c … [Read more...]