How To Apply For Private Student Loans: The Nuts And Bolts Made Offensively Simple


If you find that your federal aid going to cover your education expenses you may need to apply for private student loans. Here are some things to consider and watch out for when applying for private loans.

Q&A: Can We Get Approved For A Mortgage With $109k In Student Loan Debt?

Should you buy a home even with big student loan debts? It depends on your goals.

Can you buy a house with large student loans? Probably. But the bigger question is whether or not you should. And if you do get a mortgage, how much should you borrow? Here’s a rundown of what the banks will let you do, and what you should actually do.

Should You Pay Off Student Loans Early?

When you think you can get a better rate of return on investments than you're paying on a student loan, you should not pay that student loan early.

Should you pay off your student loans or start investing? It’s a common questions among new grads. Here are some calculations that might help you make your decision.

Q&A: Should I Take Out Another Student Loan For My PhD?

Should I Take Out Another Student Loan For My PhD

Should you take a loan to get additional schooling? It’s a tough decision. First things first you need to figure out if the extra degree is worth it? Will it provide enough additional income to cover the costs of school, extra interest on your existing school loans, and the lost income while you are in school. If you decide it is worth it, then you need to decide if you should borrow more money to make it happen.

Financial Checkup: How Should Erik Balance Savings Goals with $110k of Student Loans?

Erik Income Expenses

Prioritizing your financial goals in your 20s is tough. There are a lot of competing goals when you are just starting out. Down payment for a house, a wedding, student loans, emergency fund savings, and retirement are all demanding your money. What do you do first? Here’s our advice to Erik!

Stafford Loan Repayment Options: Graduated, Income-based And Extended Repayment Plans

Stafford Loan Repayment Options Graduated, Income based And Extended Repayment Plans

Learn the differences among Stafford loan repayment options: standard, income-based, graduated and extended.

Six Things to Know About Your Student Loans

Six Things to Know About Your Student Loans

It’s ideal to be well versed in student loans before you take them, but even after you have signed the dotted line you still need to know the rules. Be sure to know when your loans start accruing interest, when are required, and even when they might be forgiven.

Student Loan Consolidation Made Easy

Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other loan categories, rates can still go up over time, and student loans can be a […]