I don't want to annoy you with too many posts about new products, but trust me that this one is cool. And it's free! (Disclaimer: Money Under 30 is a part of Credit Sesame's affiliate program, meaning the site earns a small commission for … [Read more...]
What is a Credit Score? The Complete Guide to Understanding “Your Number”
January 25, 2011 By
I don't know about you, but I really, really, really wish we didn't have to be slaves to our credit scores. Although it's possible to live without regards for the modern American credit scoring system, it's not easy. For most of us, we're going to … [Read more...]
Do-It-Yourself Credit Repair
June 3, 2010 By
If you’ve had an overdue student loan, years of high credit card balances or even a foreclosure, you probably have a low credit score, which can cost you a bundle if you ever want new credit. With poor credit, you may simply not be able to get … [Read more...]
Credit Scores Scare Me
May 7, 2010 By
I just turned off the TV. Why? There was an ad on about a furry, man-eating, house-soiling credit score run amuck. This is the stuff of nightmares. Most of us reading here bought what our parents and teachers sold to us all through … [Read more...]
Paying Off an Auto Loan Is Bad For Your Credit Score!?
April 7, 2010 By
Dave Ramsey tells people that FICO scores aren’t credit scores; they’re “I love debt” scores. Case in point: Last week, I paid off my auto loan. This week, my FICO score dropped 60 points. Sixty! There have been no other changes to my credit … [Read more...]
Beware Free Credit Score Ads
April 5, 2010 By
Have you already noticed that all the annoying TV ads for FreeCreditReport.com are now for FreeCreditScore.com? That’s because as of April 2, the U.S. Federal Trade Commission (FTC) now requires companies claiming to offer free credit reports to … [Read more...]
How To Calculate Your Monthly Payment
February 1, 2010 By
Have a student loan, home loan, or personal loan? Have you ever wondered exactly how your lender calculated your monthly payment on the day you accepted the money? Sure, there are interest calculators and other available resources online to help you … [Read more...]
Eight Steps to Achieve Credit Nirvana
October 13, 2009 By
Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. … [Read more...]
Mortgage Application Declined? Here’s What to Do
October 1, 2009 By
Today, only four out of ten mortgage applications close. That means 60 percent of prospective home buyers walk away disappointed. For first-time home buyers, that statistic may be even higher. But if your mortgage application is declined, don't … [Read more...]
How to Build Credit for the First Time
May 18, 2009 By
How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 