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Eight Steps to Achieve Credit Nirvana

Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. … [Read more...]

Mortgage Application Declined? Here’s What to Do

Today, only four out of ten mortgage applications close. That means 60 percent of prospective home buyers walk away disappointed. For first-time home buyers, that statistic may be even higher. But if your mortgage application is declined, don't … [Read more...]

How to Build Credit for the First Time

How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]

Don’t Stress About Your Credit Score!

I frequently write about ways you can improve your credit score, so this post may appear hypocritical. But I'm seeing so many people obsess about their FICO score and other credit scores these days and, quite frankly, I don't think it's healthy. … [Read more...]

IRS Revokes Nonprofit Status of 41 Credit Counseling Agencies

The IRS may be good for something. BusinessWeek reported yesterday that the IRS has revoked the tax-exempt status of 41 "nonprofit" credit counseling agencies. … [Read more...]