MoneyUnder30.com

How To Calculate Your Monthly Payment

Math Formula

Have a student loan, home loan, or personal loan? Have you ever wondered exactly how your lender calculated your monthly payment on the day you accepted the money? Sure, there are interest calculators and other available resources online to help you figure out just how much you will be paying back at the end of […]

Eight Steps to Achieve Credit Nirvana

spendonlife

Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. 1. Be Patient This one’s so easy, you don’t actually have to […]

Mortgage Application Declined? Here’s What to Do

Today, only four out of ten mortgage applications close. That means 60 percent of prospective home buyers walk away disappointed. For first-time home buyers, that statistic may be even higher. But if your mortgage application is declined, don’t despair. Getting mortgage approval isn’t easy and—like many things worth doing—it may take several tries to get […]

Don’t Stress About Your Credit Score!

I frequently write about ways you can improve your credit score, so this post may appear hypocritical. But I’m seeing so many people obsess about their FICO score and other credit scores these days and, quite frankly, I don’t think it’s healthy. Honestly, when it comes to getting your finances in order, your credit score […]

IRS Revokes Nonprofit Status of 41 Credit Counseling Agencies

The IRS may be good for something. BusinessWeek reported yesterday that the IRS has revoked the tax-exempt status of 41 “nonprofit” credit counseling agencies.