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	<title>Comments on: Your First Mortgage: How to Apply and Get Approved</title>
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	<description>Personal Finance for the Young and Ambitious</description>
	<lastBuildDate>Fri, 06 Nov 2009 23:10:14 -0700</lastBuildDate>
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		<title>By: Kayla</title>
		<link>http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-1243</link>
		<dc:creator>Kayla</dc:creator>
		<pubDate>Fri, 03 Apr 2009 00:39:50 +0000</pubDate>
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		<description>Hi, I&#039;m 18 years old from Warren, Ohio and wanting to buy a house.  My fiance and I currently rent a home.  As I have found out the hard way renting is a lot more expenisive then buying and I also feel by renting I&#039;m throwing my money away into a blackhole I&#039;ll never see again.  I am also in a pickle, our rent is 450 dollars a month, I recently talked to a real estate agent over the phone who informed me that I could be owning my own home and paying way less then 450 a month for the size home we were renting!  I&#039;m engaged to my 25 year old boyfriend, who unfortunalty has horrible credit from his previous relationship.  I on the other hand am 18 with no credit, which is almost as bad as no credit!  I have nothing saved for a down payment, and I have no credit.  Is there anything I can do to help my situation, Please help me, we really want to be home owners!!!</description>
		<content:encoded><![CDATA[<p>Hi, I&#8217;m 18 years old from Warren, Ohio and wanting to buy a house.  My fiance and I currently rent a home.  As I have found out the hard way renting is a lot more expenisive then buying and I also feel by renting I&#8217;m throwing my money away into a blackhole I&#8217;ll never see again.  I am also in a pickle, our rent is 450 dollars a month, I recently talked to a real estate agent over the phone who informed me that I could be owning my own home and paying way less then 450 a month for the size home we were renting!  I&#8217;m engaged to my 25 year old boyfriend, who unfortunalty has horrible credit from his previous relationship.  I on the other hand am 18 with no credit, which is almost as bad as no credit!  I have nothing saved for a down payment, and I have no credit.  Is there anything I can do to help my situation, Please help me, we really want to be home owners!!!</p>
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