http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved Simple, Honest Financial Advice Thu, 09 Feb 2012 22:53:06 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-14786 Yaima Mon, 12 Dec 2011 05:02:06 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-14786 Hello,I'm 25 my fiance and me are trying to save for our first home, he is 24 and his income is around $7,000 a month and his credit is between 630 to 700, he just start this job like 3 months ago and he is getting check but they are not taking taxes out, he will have to do it at the time of his taxes. his 2010 income was around $14,000 i was his dependent because for my pregnancy i wasn't working. My credit is really bad,we repo and all that due to co-signing for another people. Is his income good enough for a home approval? what is the lower income approval for the bank? Hello,I’m 25 my fiance and me are trying to save for our first home, he is 24 and his income is around $7,000 a month and his credit is between 630 to 700, he just start this job like 3 months ago and he is getting check but they are not taking taxes out, he will have to do it at the time of his taxes. his 2010 income was around $14,000 i was his dependent because for my pregnancy i wasn’t working. My credit is really bad,we repo and all that due to co-signing for another people. Is his income good enough for a home approval? what is the lower income approval for the bank?

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-14685 Holly Thu, 08 Dec 2011 13:59:15 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-14685 Credit cards dont help people... society has made us think we NEED them... when in reality we dont. Credit cards dont help people… society has made us think we NEED them… when in reality we dont.

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-14684 Holly Thu, 08 Dec 2011 13:57:43 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-14684 Say BYE BYE to all your CREDIT CARDS.... they are EVIL!!! I am doing the Dave Ramsey Financial Peace course and I agree that everything should be paid for in CASH.... unless its a mortgage, and then it should be a 15 year loan. Credit cards get people in more debt than help them. You can raise your credit score without having a credit card... just pay your bills on time! Its taken me awhile to do this but Im finally working really hard at it. I hope some or all of you check out Dave Ramsey... hes heped my family and a few friends achieve what we want out of life in just a few years... and none of us are even in our 30s yet! But we all have homes, and newer cars with no payments. We have savings and emergency funds. Its amazing what you can do if you work hard. Say BYE BYE to all your CREDIT CARDS…. they are EVIL!!! I am doing the Dave Ramsey Financial Peace course and I agree that everything should be paid for in CASH…. unless its a mortgage, and then it should be a 15 year loan. Credit cards get people in more debt than help them. You can raise your credit score without having a credit card… just pay your bills on time! Its taken me awhile to do this but Im finally working really hard at it. I hope some or all of you check out Dave Ramsey… hes heped my family and a few friends achieve what we want out of life in just a few years… and none of us are even in our 30s yet! But we all have homes, and newer cars with no payments. We have savings and emergency funds. Its amazing what you can do if you work hard.

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-14449 Jenny Wed, 30 Nov 2011 19:39:47 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-14449 Hi Bonnie, I'm kind of in the same boat as you are too and I would love an answer from this question. And I just thought it was a cool thing that me and my fiance' have the exact same wedding date and you and yours. Hi Bonnie,
I’m kind of in the same boat as you are too and I would love an answer from this question. And I just thought it was a cool thing that me and my fiance’ have the exact same wedding date and you and yours.

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-13160 Ladylike Fri, 04 Nov 2011 09:09:38 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-13160 Credit cards and save save save! Credit cards and save save save!

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-12122 Linda Mon, 19 Sep 2011 18:49:19 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-12122 What percent of people who get pre-approved get final approval? My husband and I were pre-approved for $250K. We found a house for $245K. We gave the bank all of our information prior to the pre-approval. Now they say they aren't sure if we'll be able to get the house. What gives? We haven't taken out any new debt and they knew our numbers going in. What percent of people who get pre-approved get final approval? My husband and I were pre-approved for $250K. We found a house for $245K. We gave the bank all of our information prior to the pre-approval. Now they say they aren’t sure if we’ll be able to get the house. What gives? We haven’t taken out any new debt and they knew our numbers going in.

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-11450 Bonnie Mon, 18 Jul 2011 14:48:00 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-11450 Hi, me and my fiance are getting married June 30, 2012 and we're looking to rent an apartment. I, however, want to buy a house. Neither one of us have credit and we are both 20 years old. Currently I am the only one working, but he is supposed to be getting a job that pays about 13+ and hour within a week or two. I want to be in a house by the time we get married. Is this at all possible or do we still have a long way to go? And how in the world am I supposed to get credit? Hi, me and my fiance are getting married June 30, 2012 and we’re looking to rent an apartment. I, however, want to buy a house. Neither one of us have credit and we are both 20 years old. Currently I am the only one working, but he is supposed to be getting a job that pays about 13+ and hour within a week or two. I want to be in a house by the time we get married. Is this at all possible or do we still have a long way to go? And how in the world am I supposed to get credit?

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-11073 j.d. Tue, 07 Jun 2011 18:51:30 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-11073 You could just pay taxes like an honest citizen. You could just pay taxes like an honest citizen.

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-7497 Helen Thu, 14 Oct 2010 18:49:50 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-7497 So? You still can't get a man... So? You still can’t get a man…

]]> http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved/comment-page-1#comment-5981 Julie Eden Fri, 25 Jun 2010 09:18:38 +0000 http://www.moneyunder30.com/your-first-mortgage-how-to-apply-and-get-approved#comment-5981 hi, I am 25, my dad purchased a home for me and the documents are on my name, and the income from the property being rented is more than enough to cover the mortgage, insurance, taxes, and utilities, along with some minor repairs. hi, I am 25, my dad purchased a home for me and the documents are on my name, and the income from the property being rented is more than enough to cover the mortgage, insurance, taxes, and utilities, along with some minor repairs.

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