Articles by: Lauren Ward

Long-term investing is generally a safer and more profitable alternative to short-term trading since it spreads out any risk over many years.

Getting a private student loan when you have bad credit can seem difficult, but these five companies still offer good rates and competitive terms. If you need to shop around, Credible can help. Or go with Stride if you want income-based repayments.

A 15-year mortgage saves you a lot of cash in the long run, but you’ll enjoy much more affordable payments with a 30-year mortgage. Look at your own financial situation and decide what makes the most sense for your monthly budget.

Bad credit impacts your mortgage application, but may not be a total deal-breaker for prospective applicants. Learn why it matters and how you can strategically improve your credit for a home loan.

Before you start house hunting, learn how to choose the best mortgage to buy your next home. Here is my step-by-step guide.

A fashion rental service lets you explore multiple looks each month for a flat fee. It can be a cheaper alternative to buying new wardrobe items for a specific season or event.

A landscaper is often worth the money, especially for projects that involve both time and talent. Here are the best and worst projects for hiring out.

The right of rescission gives you a window of time to call off certain types of loans. You won’t owe any money to your lender thanks to this federal protection.

The COVID-19 pandemic impacted Millennials and older Gen Zers in many ways, including their ability to save for retirement. Find out how to get back on track.

Discover the best business bank accounts for your startup. Low fees and unique perks are available for business models of all types.