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Text: How multiple bank accounts helps you budget.

How multiple bank accounts can help you budget

Using multiple bank accounts for budgeting takes practice, but it’s well worth learning how to do it. With the right accounts, you’ll have an easier time managing your cash flow and keeping your spending in check while maximizing the benefits of each account.

Online banking vs. traditional banking: Which is better for you?

Online banks have no physical location and require you to do everything digitally — and because of that, they tend to come with lower fees and higher rates of return. Traditional banks, on the other hand, have brick-and-mortar locations, a wider range of products, and in-person customer service.

How to choose a bank: 6 features to look for

If you’re in the market for a new bank, you’re going to want to consider what products they offer, their fees and interest rates, and any fine print. It’s also a good idea to read reviews online and assess how the bank’s features will fit your lifestyle.

How to Cash a Check without a Bank Account

When you need to cash a check, there are plenty of places to do it that don’t require a bank account. You can cash a check at Walmart, grocery stores, check-cashing stores, and other places, depending on your situation.

Where should I store my short-term savings?

The best place for short-term savings — money you may need in the next two years or less — is an account that’s safe, liquid, and (hopefully) interest-bearing. Think: high-yield savings accounts, money market accounts, T-bills, and cash management accounts.

Yes, You Still Need to Know How to Fill Out a Check

Filling out a check is pretty straightforward, so don’t worry if you’re not sure where to start. You’ll just need to note the date, payee, and amount (in two spots!), and don’t forget to sign it. Here’s how to make sure it’s all done correctly.