Banks can and do close inactive accounts. So make sure you keep your accounts active to avoid potential damage to your credit score.
You thought you had finally paid off that pesky credit card balance. But then the bank sends you a new bill. Why do you still owe money? Learn how residual interest works and how to avoid it.
Consider getting a credit card if your monthly expenditures are always comfortably below your income, and if you have a consistent history of paying your bills — like rent and utilities — on time. But getting a credit card might be unwise if you routinely overdraw your checking account or borrow money from friends and family.
Applying for a credit card when you have a low income isn’t impossible, but it shouldn’t be done lightly. Here are the kinds of credit cards you should consider if you’ve got a limited income.
An annual percentage rate, or APR, is a percentage that shows what it will cost you to borrow money. APR reflects both an interest rate and additional costs and fees applied to your loan or credit card balance.
Whether you love the idea of visiting Capital One Cafes as a cardholder or their offerings beat your current bank’s offerings, switching to Capital One’s 360 or credit card products may be a smart move for you.
There are tons of unique Chase credit card benefits that can help you earn the most from your credit card.
To get the most out of any credit card rewards program, you’ve got to know how to work it. Here’s how serious travel hackers get more free travel with Chase Ultimate Rewards®—and how you can, too.
High credit APRs are a pain. They make it difficult to pay off your card in full. So take steps to get your credit card company to lower your APR.
If you shop at Target, the Target Red Card saves you 5 percent, every time. As long as you pay it off in full each month (or get the debit card version), why wouldn’t you get this card?