Personal loans vs. credit cards: Which should you use?
Often, a personal loan can be a more affordable way to finance a large purchase than a credit card. But there are always exceptions.
Loans
Loan Payoff Calculator
Calculate your monthly loan payment for a given term or how long it will take you to repay a loan with a given monthly payment.
Student loan refinancing calculator
Before refinancing your student loans, use Money Under 30’s student loan refinancing calculator to make sure you’re getting the best deal possible.
How Do Student Loans Work?
Student loans make college — and, increasingly, a middle-class life — attainable. But you should fully understand how student loans work before taking them out. There are significant differences between federal and private loans, including their application processes, interest rates, and repayment terms.
Should You Use Your 401(k) to Pay Off Student Loans?
Your 401(k) may seem like the perfect solution to wipe out your student loans, but early withdrawals come with a series of financial setbacks that can outweigh the benefits.
What Happens If You Fall Behind On Car Payments (And What To Do About It)
Are you falling behind on your car payments? Find out what happens if you miss the monthly deadline, and how you can get yourself back on track.
15-Year Mortgages Vs. 30-Year Mortgages: How To Choose
A 15-year mortgage saves you a lot of cash in the long run, but you’ll enjoy much more affordable payments with a 30-year mortgage. Look at your own financial situation and decide what makes the most sense for your monthly budget.
Should I Save for Emergencies or Pay Down my Student Loans?
As you start out, it’s difficult to balance all of your financial responsibilities. Should you start paying off student loans ASAP? Start saving for retirement? For a house? Here’s what you need to know before you start paying extra toward your student loans.