Loans

Refinancing your mortgage is always tempting when rates are low. But will it actually save you money? Here’s how to find out.

There are many benefits to getting your mortgage at the same place where you bank. Here’s why you should get a mortgage through a credit union or local bank.

A car lease gives you a brand new car for a low monthly payment; what’s not to like? For most people, the only benefit of leasing is driving a bright and shiny new car. With a lease, you’ll never be able to truly own your car, so your payments may not ever pay off. Here are more of the advantages of buying over leasing.

A payday loan is a very short-term loan that comes with easy approvals — but also outrageous APRs (we’re talking like 300% or more). While they may seem like the only option in a financial emergency if you have poor credit and no savings, their sky-high interest rates mean they typically do more harm than good.

Between student loans, car loans, and credit card debt, it might be difficult to decide which loan you should pay off first. Here’s our advice on tackling your debt.

Leasing a car gets a bad rap—often with good reason. But there are certain circumstances when leasing a car makes sense. 5 reasons you should lease a car.

When a family member, spouse, or friend doesn’t have a high enough credit score to take out a loan, cosigning for them is one of the only ways they’ll be able to take out the loan. But cosigning comes with a price.

When you go looking for an auto loan, understanding the difference in the credit score you see and the one the lender sees can make a big difference. Here are the credit requirements for auto loans.

So you are ready to pay off debt, great! Now to decide which method you are going to use. The debt snowball or the debt avalanche? Here we talk about the difference between the two and give you a tool to decide which method is best for you.

I paid off my auto loan and my score dropped by 60 points! Here’s how to avoid the same fate as me if you choose to pay off your auto loan quickly.