Personal Finance

For new investors, there’s no more important concept to master than asset allocation; how to diversify your portfolio with a mix of stocks, bonds, and cash.

Getting engaged is obviously very exciting, but not knowing how your future spouse deals with their finances before you get engaged can cause some serious problems in your relationship. Here’s how to determine if you’re financially ready to get engaged.

Having a joint credit card can be a blessing or a curse. If you’re considering opening a joint credit card with someone, make sure you understand how they work and go into it with your eyes wide open.

American Express cards have high credit requirements, annual fees, and aren’t universally accepted – but are the amazing perks worth the drawbacks?

If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know this doesn’t mean your card has no limit at all. So how is your spending limit calculated, and what happens if you hit it? I found out last month.

Card lock lets you freeze out new transactions on your credit or debit card. That’s a big deal because it saves you the hassle and liability of canceling your card, which could lead to missed payments and credit score dings.

If you’re in a difficult place financially, lowering your mortgage payment can help you immensely. But this means you’ll be paying more interest in the long run. Here’s why you might want to lower your mortgage payments, and how to do it.

You signed a car lease thinking you’d have no problem making the payments. Now, you need to get out and fast. Here’s how to get out of a car lease.

Cash App is great for sending money, but it has a whole lot more to offer. Here are some Cash App features you’re missing out on and should know about.

The tax code changes annually, bringing new brackets, rates, and rules for filers. Here are the brackets and current rates for 2024 (applying to 2023 returns).