Fetch Rewards Review: The App That Saves You Money On Groceries

(Money Under 30 Rating)

Ranking

9.5/10

Fetch Rewards reviews your receipts and issues savings when you buy from their partner brands. You can save by scanning your receipts from purchases at grocery stores, convenience stores, markets, club stores, liquor stores, and select big-box retailers.

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Cost

10/10

Ease of use

8/10

Ease of saving money

10/10

Sign-up process

10/10

Transparency

10/10



Best for:

 

  • Families
  • Coupon clippers
  • Trying new brands

Editor's Note - You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author's alone. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below.

If you’re like me, you’re always looking for ways to save money on grocery shopping. In the not too distant past, I actually went to the trouble of clipping coupons. Thankfully, technology has changed all of that.

Fetch Rewards is an example of a new way to save money on groceries. Using your receipts, you can save money on your purchases at grocery stores, convenience stores, liquor stores, and much more.

What is Fetch rewards?

Manufacturers want you to buy their products. To encourage you to do that, they issue special offers, including in-store savings, coupons, and rebates. But the grocery store industry is well aware that apps have become popular with consumers.

Fetch Rewards works with manufacturers to give you rewards for buying specific products. All you have to do is snap your grocery receipt and monitor your dashboard. Once you have at least $3 in points, you can trade the funds in for gift cards for popular retailers like Target, Amazon, Kohl’s, Sephora, and hundreds more.

How does Fetch Rewards work?

You can sign up for Fetch using an existing account, like Google or Facebook, or your email address. I used my email address. Once you’ve created an account, Fetch has some questions for you. One is your birthday, which the app says is only used for account security purposes. Providing your gender is optional.

Fetch Rewards Review: The App That Saves You Money On Groceries - Welcome

You’ll then be required to provide your phone number and your state of residence. I personally like to keep my cell phone number on the down-low, so I have a Google Voice number I use for offers like these. Then, if one of these services sells it off and I start getting excessive robocalls, I have the option of just changing my Google Voice number.

Fetch also gives you the option to agree to receive special offers.

Fetch Rewards Review: The App That Saves You Money On Groceries - Almost done!

Push notifications are optional. I opted out of this by choosing “Maybe later,” but you may like alerts about ways you can save on your next grocery trip.

Fetch Rewards Review: The App That Saves You Money On Groceries - Get more points

Another option is to enable location services for Fetch so that when your device shows as being near a store, you’ll get alerts. This could come in handy if you’re browsing the aisles and there’s an item you’re considering that will get you cash back. I shop online and pick up my groceries, so this feature wouldn’t apply to me. I chose, “Maybe later.”

Once you’re in, you’ll be invited to scan a receipt to receive 750 bonus points. The offer is only good for that day. The main screen also makes it easy to find the brands that qualify for rewards and current special offers that give you even more points.

Fetch Rewards Review: The App That Saves You Money On Groceries - Discover

Pricing for Fetch Rewards

There’s no charge for using Fetch Rewards. You just need to take a few extra seconds to upload a copy of your receipt whenever you shop at an eligible store. You’ll be able to cash in your rewards once you’ve earned at least $3.

Fetch Rewards features

Fetch Rewards isn’t the only app that helps you earn cash back on your purchases, so here are some features that make Fetch stand out.

Works at most major stores

Wherever you buy your groceries, Fetch has you covered. You’ll just need to scan your receipt and let Fetch do the rest. You can also upload receipts for purchases you make at convenience stores, drugstores, liquor stores, club stores, and even some big-box retailers, like PetSmart.

Hundreds of brand partners

As with many cash back apps, Fetch makes its money by forming partnerships. Fetch has hundreds of partners, including some of the biggest names on grocery store shelves. This increases the savings you’ll enjoy from each shopping trip.

Easy redemption

Once you’ve earned $3, you can start searching Fetch’s Rewards section for gift cards. You may need a little more to get the gift card you want, but once you have enough saved, you can cash it in for an electronic card you can use at your favorite retailer.

Quick signup

Once you’ve downloaded the Fetch app, signup is a breeze. You can even use your Facebook or Google account if you don’t want to give your email address. Simply provide some basic information and scan a receipt to start earning.

E-receipts

Get points for your online shopping by connecting to your email account if you receive receipts through there. You can also connect to Amazon to earn rewards for any eligible purchases you make there.

My experience using Fetch Rewards

I hit a bit of a snag when trying to get rewards. Since I only do curbside pickup, I don’t have actual paper receipts. I tried printing out a copy and photographing the receipt on my screen, but both were rejected. You need a physical receipt printed from the register for it to work.

The good news is, Fetch has an e-receipt feature. I just had to link to my email account and points were already registered. The bad news is that my most often-used grocery store, Kroger, keeps your receipts under My Account on their app, and there’s no way to forward them to email. I’ll have to start requesting a paper receipt at curbside for that.

Meanwhile, I was able to try out the e-receipt feature, which was amazingly easy to use. You just click the “E” at the bottom of each screen and get started.

For the paper receipt process, you just click on the symbol for the camera that’s at the bottom of the screen on your main dashboard.

You’ll then be asked to allow Fetch to access your camera.

Once I chose “OK,” I just had to aim my phone’s camera at my computer monitor and line the receipt up. 

You probably won’t be able to capture part of the receipt in one snap. That’s okay. Once your image is captured, simply click the plus sign at the bottom to Add Section.

Once your receipt is uploaded, your dashboard will show that you have pending receipts. You can click on any of your pending receipts to view the status.

Fetch Rewards Review - Receipt status

Of course, my receipt was rejected, so I skipped to the e-receipt process. Simply click the “E” next to the camera at the bottom of the screen to get started. You’ll be invited to connect to your email account.

Choose the email account or phone number where you receive electronic receipts.

Once your account is connected, you can click on the “E” button at any time to scan your email for receipts. When one is found, your points will be updated.

Your new points will be confirmed and you can see a summary of the items you purchased that were eligible for rewards. Fetch pulled two of my most recent Walmart receipts and awarded points for both of them.

Fetch Rewards Review - Walmart

Now that I’ve been through both methods, I highly recommend e-receipts. It’s much easier than snapping photos of paper receipts. Even if you shop in stores, you can often request an e-receipt. At Walmart, you just need to input your phone number at checkout and your receipts will be texted to you rather than printed.

Who is Fetch Rewards best for?

Frequent grocery shoppers

If you’re buying groceries each week for a full household, you’ll find this app will be well worth it. Scanning a receipt for hundreds of dollars will gain you more rewards than someone who lives alone and only buys a few items per trip.

Those with brand flexibility

Fetch partners with brands, so you’ll need to buy from those brands to save money. If you want to maximize your savings, you can regularly scan the list of those brands and steer your spending in that direction. 

Who shouldn’t use Fetch Rewards?

Frequent restaurant diners

Fetch Rewards is designed specifically for grocery stores, although you can also use it at convenience stores, liquor stores, and a select group of big-box retailers. If you find most of your weekly budget goes to dining out, there are rewards programs that will be better suited to your lifestyle.

Frequent travelers

As with dining out, those who travel will find there are better rewards programs. If you’re rarely home, and you don’t buy groceries when you’re on the road, you probably won’t find you get many benefits out of Fetch.

Disorganized shoppers

The truth is, you’ll have to remember to scan your receipts on a regular basis to get the benefits of this app. If you have a tough time keeping up with your receipts or you know you won’t take the time to upload them, this probably won’t be the right app for you.

Pros & cons

Pros

  • Fetch is free to use — The best thing about Fetch is that you’ll pay nothing to sign up, which means there’s nothing to lose.
  • One-snap savings — Instead of clipping coupons, you can save by scanning a copy of your receipt.
  • Extensive network of partners — Fetch’s brand partners include pretty much every product you can think of, including big names like Kraft and Pepsi.

Cons

  • Savings aren’t automatic — You have to remember to upload your receipt after every eligible purchase.
  • Gift card-only — Your rewards are issued in gift cards, so if you’d prefer funds to be transferred to your account, this app may not be your favorite.

Fetch Rewards vs. competitors 

 Fetch RewardsDoshCapital One ShoppingEarny
Types of purchasesGrocery, liquor, and convenience storesRetailers, restaurants, and hotelsOnlineOnline
Cash-in methodGift cards to major retailersDirect transfer to bankGift cards to major retailersDirect transfer to bank
Minimum redemption amount$3$25$5$15

If you’re interested in apps that save money, there are several to consider. Since most serve different purposes, you can even use a couple of them to increase your savings. 

Dosh

Fetch Rewards Review: The App That Saves You Money On Groceries - DoshGroceries aren’t the only way to save money. Dosh connects to your credit card to automatically track your spending for opportunities to save you money. Fetch’s partners include top retailers, restaurants, and travel services, including Walmart, Pizza Hut, Sephora, and national hotel chains.

With Dosh, you don’t deal with scanning receipts or choosing gift cards. Just link up your credit card, spend as you normally would, then wait to accumulate at least $25. Once you have that minimum amount, you can transfer it directly to your bank, PayPal, or Venmo account.

Capital One Shopping

Capital One ShoppingOnline shoppers will benefit from Capital One Shopping, which is a browser extension that finds savings for you. Once installed, Capital One Shopping automatically applies coupon codes at checkout, based on the codes that have saved its other users money.

But you don’t have to wait until checkout to see what you’ll save. As you’re browsing various sites, Capital One Shopping will pop up an alert letting you know how much you can save if you choose to buy something. When you’re out and about, you can even use the Capital One Shopping app to scan barcodes and see what you can save by purchasing online.

Disclaimer - Capital One Shopping compensates us when you get the browser extension using the links we provided.

Earny

Fetch Rewards Review: The App That Saves You Money On Groceries - EarnyEarny is your personal shopping assistant, monitoring your online shopping, and finding ways to save you money. You’ll connect your email account and Earny will search for receipts, finding purchases you’ve made on items that have since dropped in price. If an eligible product sees a price cut after you’ve purchased it, Earny issues you a credit that you can later transfer to your bank account.

In addition to scanning your email, Earny also operates within your browser, alerting you to opportunities to save money. The site has more than 5,000 partner brands, so the chances you’ll save money are fairly decent.

Summary

If you want to save on the purchases you’re already making, Fetch Rewards is a great option. You’ll get credit for the products you buy every time you go to the grocery store, as well as purchases at liquor stores and convenience stores. If you have a smartphone with a camera and the ability to keep up with receipts, you’ll be able to save big with this app.

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About the author

Total Articles: 51
Stephanie Faris has written about finance for entrepreneurs and marketing firms since 2013. She spent nearly a year as a writer for a credit card processing service and has written about finance for numerous marketing firms and entrepreneurs. Her work has appeared on Retirable, The Motley Fool, MoneyGeek, Ecommerce Insiders, GoBankingRates, and ThriveBy30. Learn more about Stephanie on her website or find her on LinkedIn, Facebook, or Twitter.