Geico offers some of the lowest car insurance rates for young drivers. They feature competitively priced monthly premiums, as well as discounts for good grades, accident-free driving, and completing defensive driving courses.

It’s usually cheaper to add a young driver to an existing policy than it is to purchase an entirely new policy for them. Be sure to shop around to compare rates, and see whether or not you qualify for any potential discounts.

You can add a learner driver to your insurance the same way you would add a regular driver. From an insurance perspective, drivers with learner’s permits aren’t treated any differently than drivers with licenses.

Nearly all states require drivers to be insured, and most states also have minimum coverage requirements for drivers. Beyond the required minimum, you should also consider adding on collision and comprehensive coverage, which will come in handy on the off chance that you’re in an accident or something happens to your car. In general, you should purchase as much car insurance as you can comfortably afford.