By David Weliver July 31, 2014
Credit Karma — one of our favorite sites for getting a truly free credit score — announced this week it now offers free credit reports as well. There’s still no catch, which is why Credit Karma remains our favorite place to quickly and easily check your own credit data at absolutely zero cost.
By Lou Carlozo July 31, 2014
Finding a good financial advisor is a bit like finding an auto mechanic. Use word of mouth to narrow the field, and then use this proven script to interview the advisor before you sign.
By David Weliver July 30, 2014
Our Barclaycard Ring credit card review: You want to avoid carrying a balance on credit cards, but sometimes you can’t avoid it. The Ring card offers a low regular APR, no balance transfer fee, and 1 percent cash back on transferred balances to save interest when you can’t pay off your credit card in full.
Mint.com revolutionized how we budget. Now, rivals offer must-see Mint alternatives that manage everything from monthly bills to million-dollar portfolios.
However old you are, the time to start saving for retirement is NOW. The alphabet soup of retirement accounts can be confusing, but it’s not as hard as it seems. Learn how to open your first IRA in three easy steps.
Responsible people with excellent credit scores are often shocked after applying for a new credit card…and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.
More Recent Posts
By David Weliver July 30, 2014
Building good credit takes time: the longer you use credit well, the higher your credit score will climb. That said, there are some tricks you can use to build credit from scratch or improve your credit rating more quickly.
By Patty Lamberti July 29, 2014
The cost for the average wedding is approaching $30,000. That’s serious money. Assuming you want some cash left over for important stuff — you know, like a place to live — here are three easy ways to dramatically slash costs on your wedding day.
By Patty Lamberti July 28, 2014
Having trouble keeping up with student loan payments? Do NOT stick your head in the sand! The consequences for defaulting on student loans are more severe than you even imagine.
By Lou Carlozo July 25, 2014
New apps for iPhone and Android help homeowners keep track of home improvement to-do lists, mortgage payments, even your kitchen’s inventory.
By Patty Lamberti July 24, 2014
You already know that selling your stuff is a great way to declutter and earn extra money. But did you know that you can double or triple the money you can earn from your garage sale or yard sale with a few crafty tricks? Learn how from a garage sale pro.
By Phil Villarreal July 23, 2014
If someone owes you money — a friend, a client, a company — collecting that debt will require you to be persistent and shameless. Although it might be tempting to grab a tire iron and threaten physical violence, these tricks for collecting money owed will help you apply some pressure without landing in prison.
By Phil Villarreal July 21, 2014
Fired? A layoff may be one of the worst moments of your life, but how you handle the setback is important. These five action steps will help you make the best of a scary situation.
By Jamie Weliver July 18, 2014
Last fall, an errant driver broadsided my Ford Escape, trapping me inside until firefighters cut the car apart with the jaws of life. This is what I learned about the hassles and — even though I had car insurance — the significant costs of being in an accident.
By Lou Carlozo July 16, 2014
Upstart provides personal loans, no credit required. Upstart is geared towards for college graduates with good jobs who can’t get approved for traditional loans or credit cards simply because they haven’t used credit long enough.
By Lou Carlozo July 15, 2014
This is not your grandfather’s retirement. Gone are days of working 30 years for one company and retiring at 60 with a gold watch and a pension. Today, young adults must save more, start earlier and invest wisely.
By Patty Lamberti July 14, 2014
When you earn less than a close friend, it can be awkward to decline invites to pricey meals and vacations. But should you feel bad if the friend routinely insists on paying your way? And how do you politely decline in the event you simply don’t want to go?
By David Weliver July 11, 2014
In economics, a sunk cost is a past expense that cannot be recovered. Too often, we mistakenly let these sunk costs influence personal financial decisions. Learning to identify the sunk cost fallacy can help us make better decisions by looking ahead, not back.