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"I read dozens of financial sites, but Money Under 30 is my favorite. There's no judgement, just advice that I can actually see myself using." -- Rob S.




The Latest

Credit Karma now offers free credit score and report.

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Credit Karma — one of our favorite sites for getting a truly free credit score — announced this week it now offers free credit reports as well. There’s still no catch, which is why Credit Karma remains our favorite place to quickly and easily check your own credit data at absolutely zero cost.

Stock photo of a young couple meeting with their financial adviser. Via MoneyUnder30.com

How To Interview A Financial Advisor: A Proven Script From A Wharton School Expert

Finding a good financial advisor is a bit like finding an auto mechanic. Use word of mouth to narrow the field, and then use this proven script to interview the advisor before you sign.

The Barclaycard Ring credit card is ideal if you carry a balance on your card for many months.

Barclaycard Ring Credit Card Review

Our Barclaycard Ring credit card review: You want to avoid carrying a balance on credit cards, but sometimes you can’t avoid it. The Ring card offers a low regular APR, no balance transfer fee, and 1 percent cash back on transferred balances to save interest when you can’t pay off your credit card in full.

Noteworthy Now

Alternative personal finance manager apps challenge Mint, the longtime leader in free online budgeting.

Mint Alternatives: More Tools To Manage Your Money

Mint.com revolutionized how we budget. Now, rivals offer must-see Mint alternatives that manage everything from monthly bills to million-dollar portfolios.

How to open your first ira, choose between traditional and roth, and select investments.

How To Open Your First IRA

However old you are, the time to start saving for retirement is NOW. The alphabet soup of retirement accounts can be confusing, but it’s not as hard as it seems. Learn how to open your first IRA in three easy steps.

Why was your credit card application declined? The top reasons you weren't approved.

When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score

Responsible people with excellent credit scores are often shocked after applying for a new credit card…and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.

More Recent Posts

How do you build credit fast?

Q&A: How Do I Build Credit Fast?

Building good credit takes time: the longer you use credit well, the higher your credit score will climb. That said, there are some tricks you can use to build credit from scratch or improve your credit rating more quickly.

save on your wedding, 3 ways to

Three Easy Ways To Save Serious Money On Your Wedding

The cost for the average wedding is approaching $30,000. That’s serious money. Assuming you want some cash left over for important stuff — you know, like a place to live — here are three easy ways to dramatically slash costs on your wedding day.

What happens when you don't pay your student loans?

This Is What Happens If You Don’t Pay Your Student Loans (And Yes: It’s Very, Very Bad)

Having trouble keeping up with student loan payments? Do NOT stick your head in the sand! The consequences for defaulting on student loans are more severe than you even imagine.

Apps for organizing your household inventories

For Homeowners, Apps That Organize Everything: From The Mortgage To The Leaky Sink

New apps for iPhone and Android help homeowners keep track of home improvement to-do lists, mortgage payments, even your kitchen’s inventory.

Make more money at your next garage sale.

How to Make The Most Money From Your Garage Sale

You already know that selling your stuff is a great way to declutter and earn extra money. But did you know that you can double or triple the money you can earn from your garage sale or yard sale with a few crafty tricks? Learn how from a garage sale pro.

A guide to getting back money from just about anybody who owes you money.

Funny Money: How To Collect Money From People Who Owe You

If someone owes you money — a friend, a client, a company — collecting that debt will require you to be persistent and shameless. Although it might be tempting to grab a tire iron and threaten physical violence, these tricks for collecting money owed will help you apply some pressure without landing in prison.

Five things to do immediately after losing your job.

5 Things To Do Right After You Lose Your Job

Fired? A layoff may be one of the worst moments of your life, but how you handle the setback is important. These five action steps will help you make the best of a scary situation.

window smashed open on crashed car

Will Your Car Insurance Come Through After An Accident? Lessons Learned From A Total Loss

Last fall, an errant driver broadsided my Ford Escape, trapping me inside until firefighters cut the car apart with the jaws of life. This is what I learned about the hassles and — even though I had car insurance — the significant costs of being in an accident.

Upstart provides personal loans -- no credit required.

How Upstart Gives Loans To Young Adults Without Credit Scores

Upstart provides personal loans, no credit required. Upstart is geared towards for college graduates with good jobs who can’t get approved for traditional loans or credit cards simply because they haven’t used credit long enough.

older couple holder arms as they look ahead of them.

Millennials Who Fall Behind In Saving Will Struggle To Retire

This is not your grandfather’s retirement. Gone are days of working 30 years for one company and retiring at 60 with a gold watch and a pension. Today, young adults must save more, start earlier and invest wisely.

shocked colleague

Money Manners: When Your Best Friend Earns More…And Always Picks Up The Check

When you earn less than a close friend, it can be awkward to decline invites to pricey meals and vacations. But should you feel bad if the friend routinely insists on paying your way? And how do you politely decline in the event you simply don’t want to go?

The sunk cost fallacy is an economic principal that can cause us to make irrational decisions based on past expenses that cannot be recovered.

How The Sunk Cost Fallacy Leads You To Make Crappy Financial Decisions

In economics, a sunk cost is a past expense that cannot be recovered. Too often, we mistakenly let these sunk costs influence personal financial decisions. Learning to identify the sunk cost fallacy can help us make better decisions by looking ahead, not back.