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Use our simple one-page home buying checklist to prioritize wants and needs.

A Home Buying Checklist: Organize Your Wants And Needs

Finding the right home can mean separating what you want from what you need. Here’s how to think about the difference — plus a checklist to help your house hunting.

Student loan term extension - Money Under 30

Extending The Term When You Refinance Student Loans: Pros And Cons

You can significantly reduce your monthly payments if you extend the term of your student loans, but you’ll pay far more interest. Here’s what to know before you opt for a longer payment term.

Achieving Financial Independence In Your 30s; How Realistic Is It

Financial Independence In Your 30s; How Realistic Is It?

Achieving financial independence in your 30s or 40s is possible, but it might not be as easy as some people make it out to be. Here are the real numbers for reaching financial independence early.

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Upstart provides personal loans -- no credit required.

How Upstart Gives Loans To Young Adults Without Credit Scores

Upstart provides personal loans, no credit required. Upstart is geared towards for college graduates with good jobs who can’t get approved for traditional loans or credit cards simply because they haven’t used credit long enough.

How do you know when you're ready to buy a home?

How Do You Know When You’re Ready To Buy A Home?

Buying a house is one of the largest financial decisions of your life; but how do you know when you’re ready to buy a home? 5 questions to help you find out.

The best online mortgage lenders: How to find a the best lender for you.

How To Find The Best Online Mortgage Lenders

Internet-based mortgage companies often offer the best mortgage rates, but who are you really working with? We show you how to find the best online mortgage lenders and discuss when it’s worth getting your mortgage online versus working with a local bank or broker.

Ten Ways To Shake Up Your 401k

The $1 Million 401(k): Investing Strategy For 20- and 30-somethings

Your 401(k) has the potential to make you a millionaire. Here’s a simple, 10-step 401(k) strategy for 20- to 30-year olds to help you get the most from your retirement savings.

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Mortgage Points How They Work And When To Pay Them

Mortgage Points: How They Work And When To Pay Them

Mortgage lenders will often mention “mortgage points,” but they’re less likely to mention what they are — and how much they’ll cost you. Here’s what they are, and whether you should pay them.

How To Create Your Own Financial Plan Without An Advisor

The DIY Financial Plan; No Advisor Needed

You don’t have to hire a professional to get your financial life in order. Here are steps for putting together your own financial plan. It’s not complicated or hard, it just takes some time and thought.


How To Apply For Private Student Loans: A Simple Guide

The cost of education is often a lot more than just tuition — and sometimes your federal loans just can’t help pay for everything. Here’s why and when you might consider private loans to help cover the full cost of school.

What To Do After A Stock Market Crash

Why You Shouldn’t Care About The Stock Market Crash

After a stock market crash, the best thing to do — at least for a while — may be nothing. Here’s why.

Why was your credit card application declined? The top reasons you weren't approved.

When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score

Responsible people with excellent credit scores are often shocked after applying for a new credit card … and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.

Banks vs credit unions - MoneyUnder30

Credit Unions Vs Banks: Think Local, Save Money?

Sick of your bank? Try a credit union. They have better interest rates and lower fees. Combine that with better customer service and you can see why credit unions are poised to take over the world of banking.

How much house can you afford - MoneyUnder30

How Much House Can You Afford?

Shop for your new home the smart way! Learn how to calculate how much house you can afford before hitting that open house or applying for a mortgage.

How To Get A Cosigner Released From Student Loans

If You Have A Cosigner On Student Loans, Here’s Why You Should Release Them

When you have a cosigner on your student loans, you can be affected by their financial problems — and vice versa. Here’s how to get a cosigner released from your student loans after graduation (and why you’ll want to make it a priority).


Practice Safe Spending: How To Use Your Debit Card Safely

For hackers and thieves, your debit card is an easy target. Protect your hard-earned money by learning how to use a debit card safely.

Photo by: Natloans/Flickr

6 Ways to Reduce Your Car Insurance Rates After an Accident

You swerved for a skunk and wrecked your ride; now your car insurance is going to double, right? Not necessarily. With the right insurer — or some clever maneuvering — you can still save money on car insurance after an accident.

The Radius Bank Hybrid Checking Account combines a savings account interest rate with the convenience of free checking.

Radius Bank Hybrid Checking: Can This Bank Account Simplify Your Life?

The Radius Bank Hybrid Checking Account combines the interest rate of a high-yield savings account with the utility of a free checking account.

5 Mistakes Grad Students Make When Taking Out Student Loans

Graduate (Less) Broke: Tips To Pay For Grad School Wisely

Deciding how to pay for graduate school is a decision that will impact your finances for decades. How you handle it can mean the difference between increasing your annual income or digging yourself further into student loan debt.