The CFPB Shutdown Fight Isn’t Over: Here’s What It Means for Your Money
The CFPB shutdown fight is still in court. Here’s what it means for your credit card and debt collection complaints in 2026.
Break free from the burden of debt with proven strategies that actually work. From student loans to credit cards, we provide actionable plans to systematically reduce what you owe while minimizing interest costs. Learn to prioritize debts, negotiate with creditors, and avoid common pitfalls that keep people trapped in cycles of borrowing. Our approach helps you create a debt-free future without sacrificing your quality of life today.
The CFPB shutdown fight is still in court. Here’s what it means for your credit card and debt collection complaints in 2026.
You carry a $500 balance on a card charging 24 percent interest. Congress has debated a 10 percent credit card interest rate cap since early 2025. A new poll shows most voters want that cap. The bill still sits in
You skip the ER bill because you assume medical debt no longer touches your credit score. That assumption worked for a while. A federal court vacated the rule meant to ban medical debt from credit reports nationwide in July 2025.
Total student loan debt in the U.S. crossed $1.86 trillion this month, according to new Federal Reserve data. That’s up 3.1 percent from a year ago. Nearly 43 million people carry a federal loan balance right now, and 7.7 million
Very little of what happens with money in your twenties feels important at the time, because the amounts are small, the choices look easy to undo, and retirement still belongs to somebody much older than you. The research says otherwise,
You pay the credit card bill every month, usually more than the minimum, and the balance barely moves. That is not a coincidence or bad luck with math. Credit card debt has climbed to $1.26 trillion nationally, nearing an all-time
You pay your car loan on time every month, so auto loan delinquencies might sound like someone else’s problem. Auto loan delinquencies reached their highest level since 2010 last quarter. The Federal Reserve Bank of New York reported the data
You open one new credit card to build a financial cushion, pay every bill on time, and your credit score drops anyway. That is not a glitch. Gen Z’s average credit score has fallen to 676, thirty-eight points below the
If you’re one of the millions of borrowers still parked on the SAVE student loan plan, your SAVE plan deadline is closer than it feels. The Department of Education has been winding the plan down since summer, and the first
You split a $200 purchase into four payments through Klarna or Afterpay, paid every installment on time, and assumed it had nothing to do with your credit score. For years, that assumption held. Buy now, pay later loans mostly lived
What is a good credit score? The answer is tricky, but this guide tells you everything you need to know to qualify for loans, credit cards, and more.
Federal student loan payment obligations resumed in October 2023. Here’s what you need to know about where federal student loan forgiveness stands.