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About Lou Carlozo

Based in Chicago, Lou Carlozo is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a former managing editor at AOL's WalletPop.com. Contact him with story ideas for Money Under 30 at feedbacker@aol.com, or follow him via LinkedIn and Twitter (@LouCarlozo63).

Credit Unions Vs Banks: Think Local, Save Money?

Banks vs credit unions - MoneyUnder30

Sick of your bank? Try a credit union. They have better interest rates and lower fees. Combine that with better customer service and you can see why credit unions are poised to take over the world of banking.

Practice Safe Spending: How To Use Your Debit Card Safely

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For hackers and thieves, your debit card is an easy target. Protect your hard-earned money by learning how to use a debit card safely.

Free Checking Never Went Away: Here’s Where To Look

Free Checking Never Went Away Here's Where To Look

Free checking is easy to find if you know where to look. Don’t pay monthly fees to keep your money safe — explore these free alternatives now.

10 Tips To Help You Start Investing

Investing For The Future 10 Tips To Get You On Your Way

Investing is scary, but not investing is even scarier. Have you been putting off investing your first dollar? Here are some tips to help you get started.

Taxes For Freelancers: 7 Steps To Getting It Right

Tax Time For The Self-employed Seven Essentials For Saving Money

Taxes for freelancers and the self-employed are more complicated. You can take deductions, but make sure you can prove them to the IRS. Here are seven tips to save money (and not get audited).

Behind On Bills? How To Catch Up

When Debt Payments Fall Behind, Take These Steps To Catch Up

It happens to the best of us: life gets crazy and you fall behind on bills. You don’t have to be a victim to your creditors. Here’s how to catch up to save your credit score (and your dollars).

Debt Collectors Can’t Call Your Cell: Know Your Rights When Dealing With Collection Agencies

How To Fight Back Against Debt Collectors, And Win

Debt collectors can be unlawful and abusive. But if you know your rights when dealing with debt collection agencies, you can keep them in their place.

To Get The Best Price On Term Life Insurance, Stay Online

How To Buy Life Insurance Online

The time to get the best price on term life insurance is when you’re young and healthy. Here’s how the Web is making it easier — and cheaper — than ever to buy an affordable term life insurance policy.

Roboadvisors Vs. Live Financial Advisors: Which Option Is Best For You?

Roboadvisors vs financial advisors: Which one is right for you?

There are meaningful trade-offs when choosing between a roboadvisor and a real live financial advisor to manage your investments. Here are the pros and cons to each.

4 Life-changing Money Lessons From Behavioral Economists

Behavioral Finance Explains How We Save, Squander And Ponder Money

Personal finance is 10 percent math and 90 percent psychology. Here are four ways to leverage your emotions to aide — not sabotage — your finances.