About Lou Carlozo

Based in Chicago, Lou Carlozo is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a former managing editor at AOL's WalletPop.com. Contact him with story ideas for Money Under 30 at [email protected], or follow him via LinkedIn and Twitter (@LouCarlozo63).

How to Find Money Hiding in Dormant Rewards Points and Frequent Flyer Miles

I've got one of those exciting weekends ahead, where I get to clean out my office: empty those boxes, shred those documents, trudge a half dozen times between the back door and the trash receptacles in the alley. Getting my financial house in … [Read more...]

Rotten Customer Service? The Smart Way to Handle Companies that Waste Your Time

Some interesting commentary appeared on The Huffington Post this past week, and I'm not one to read that online publication expecting anything original. (If Arianna Huffington has earned any journalistic reputation, it's for borrowing copy from every … [Read more...]

Four Sure-fire Tips for Mobile Banking Security

I'm writing this dispatch from the Pacific Coast, where I've just seen a fabulous-yet-disturbing documentary at the Newport Beach Film Festival. It's called "Terms and Conditions May Apply," and director  Cullen Hoback's movie takes a chilling look … [Read more...]

After Tax Day, What Next? Assess Your Overall Financial Health

Now that April 15 has come and gone you might feel like kicking back, regardless of whether you got socked on your taxes (like I did) or made a nice little refund (as I hope you did). But as I like to stress in these columns, the act of financial … [Read more...]

Why Owning a Home is a Bad Investment — But Often a Smart Decision

Experiential learning is always better than any lesson from a book. But when it comes to personal finance, too often the experience comes at the price of losing or spending way too much money. This past summer, my wife and I decided to finish our … [Read more...]

Moven: New Money App Foreshadows Future of Social Banking

I like to think that when it comes to personal finance, there's hardly anything personal about it where the big-boy banks are concerned. At Citibank, Chase, Wells Fargo, etc., banking has become an obstacle-course game of dodging exorbitant fees and … [Read more...]

Why Buzz Bissinger’s Shopping Addiction is a Call to Face our own Financial Demons

Some see Buzz Bissinger's tell-all article in April's GQ as the wicked April Fool's gag of a gifted writer. If so, it wouldn't be the first. But others, including this columnist, believe it's truly the tragic, awkward confession of sex and shopping … [Read more...]

Closing on a House: Navigate the Home Closing Process Like a Pro

Some things, as they say, they don’t teach in school—especially when it comes to personal finance. Of course, that’s what this website is all about. Think about the first time you had to do your own taxes. Or figure out a proper investment … [Read more...]

Garage Rock: 10 Tips for Making a Killing by Picking Garage Sales

Looking to get your financial house in order? Pay close attention to one room: the garage. Garage sales prove financially smart whether you're buying or selling; this week we'll concentrate on the buying part. I've been a big fan of garage sales … [Read more...]

With Its Video-Game Twists, Kapitall Takes Mystery Out of Investing

Along with saving, donating, and (judicious) spending, investing makes up one of the four cornerstones of a sound financial foundation. And that's fine, so far as the saving, donating and spending parts go (especially the spending). While you can … [Read more...]