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About Lou Carlozo

Based in Chicago, Lou Carlozo is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a former managing editor at AOL's WalletPop.com. Contact him with story ideas for Money Under 30 at feedbacker@aol.com, or follow him via LinkedIn and Twitter (@LouCarlozo63).

3 Easy Ways You Can Be More Money-savvy Than Most Americans

Do you think you're more money-savvy than the average American? If you'd like to be, there's good news: It's not that difficult. From wagering hundreds of millions on the Super Bowl to keeping their finances on cocktail napkins, the most Americans … [Read more...]

The High Price Of Divorce, Financial And Emotional

One New Year’s resolution carries with it the specter of sadness: the decision to get divorced. Coming as they do just weeks before Valentine’s Day, calendar-kickoff divorce proceedings are so common that January is now known as “Divorce Month.” (Than … [Read more...]

Can You Afford A Broken Arm? Insured Or Not, Hospital Bills Hurt; 5 Apps Than Can Help You Save

Could it be: $500 for stitches? Actually, it can cost even more per stitch. No less a source than The New York Times reported this in December 2013, under the heading “Paying Till It Hurts.” The article relates how a woman visited the emergency roo … [Read more...]

How We Save: For Nicholas Befort, Good Money Habits Are All In The Family

For many Money Under 30 readers, the good habits of personal finance are matters you’ve had to learn yourself. That also applies to some of us writers. My dad didn’t possess checking, savings or retirement accounts. He used my mom’s checkbook and othe … [Read more...]

Refinance Student Loans With SoFi; Rates Starting At 1.92%

Refinancing student loans used to be something of a fantasy. Yes, it could be done, but it was hard to find lenders willing to do it and, if you did, the rates may not have saved you much money anyway. That's changing thanks to companies like … [Read more...]

How We Save: Julie Stevens Finds Her Passion, But Not A Job (Yet)

The Chicago suburb of Winnetka is best known as the locale of the “Home Alone” house, which sold for a cool $1.585 million in 2012. It’s also the town where Julie Stevens resides, though she doesn’t boast anywhere near the wealth of Winnetka’s long-ti … [Read more...]

What’s The Best Tax Software? Popular Tax Software Compared

Here's the first part of Money Under 30's "No-Stress Guide to Filing Your Taxes", a six-article series on helping you prepare your tax return. We cover: Your tax document checklist: A guide to get you started Choosing the best method to file … [Read more...]

The Most Important Money Tips Of 2014: Can You Guess Them?

Over the past couple years as a Money Under 30 contributor, I've shared some of my own struggles with money, even though, sadly, I'm over 30. My 2014 ended on a high note: my lowest level of unsecured debt in three years. I hope to erase it for good … [Read more...]

8 Fresh Investment Ideas For 2015

With 2014 history and 2015 here, the inevitable New Year’s resolutions may be on your mind. No sense in listing those, because losing weight, working out and writing a novel are always … oops. But how about a bigger oops: that is, forgetting to twe … [Read more...]

5 “Robo Advisors” That Are Forever Changing How We Invest

Some six decades go, a rash of kitschy sci-fi films depicted robots taking over the world. But no one suspected it might come true in a civilized way. At least that’s what seems to be happening in the investment world with so-called r … [Read more...]