Chris Muller 
There’s a big difference between what you’ll pay in interest over time if you’re offered a 3% vs. a 4% mortgage rate. Let’s take a look at the factors that determine your mortgage rate and calculate how much you’ll pay for a 1% rate difference.
A premium is what you pay to maintain coverage; deductible is the amount you pay for treatment before the insurance company covers remaining expenses; copay is for routine medical services; and out-of-pocket maximum limits the total amount you pay each year for health care.
Everybody should try to save at least 10% of their income each month; 20% is better.
Calculate your monthly loan payment for a given term or how long it will take you to repay a loan with a given monthly payment.
Start generating passive income today with these tips and tricks! You won’t regret it in the future.
Dividends can add a significant source of income to your investment portfolio. But what are dividend stocks exactly? Find out everything you need to know in this guide.
Grace periods are the time between graduation and when you need to start making payments on your student loans. Deferment allows you to stop making payments so you can return to school. Forbearance stops the payment requirement due to hardship. But caution is needed when using each of these options. Interest is most likely accruing while you are not making payments.
Looking for a job that’s similar to Instacart? Some great alternatives include Amazon Flex, DoorDash, and Lyft. Check out this list for more of the best jobs like Instacart!
If you’re invested in cryptocurrency, here’s what you need to know about what could happen if the prices take a turn for the worse.
Looking to make some extra cash with Amazon? Check out our guide to using an Amazon Flex Bot and start earning today!