How much does a 1% difference in mortgage rate matter?

There’s a big difference between what you’ll pay in interest over time if you’re offered a 3% vs. a 4% mortgage rate. Let’s take a look at the factors that determine your mortgage rate and calculate how much you’ll pay for a 1% rate difference.

Understanding your health insurance

A premium is what you pay to maintain coverage; deductible is the amount you pay for treatment before the insurance company covers remaining expenses; copay is for routine medical services; and out-of-pocket maximum limits the total amount you pay each year for health care.

Loan payoff calculator

Calculate your monthly loan payment for a given term or how long it will take you to repay a loan with a given monthly payment.

Student loan grace period vs deferment vs forbearance

Grace periods are the time between graduation and when you need to start making payments on your student loans. Deferment allows you to stop making payments so you can return to school. Forbearance stops the payment requirement due to hardship. But caution is needed when using each of these options. Interest is most likely accruing while you are not making payments.

The 10 best jobs like Instacart

Are you looking for a job that’s similar to Instacart? Here are some great alternatives like DoorDash and Lyft to start making money today.