Can you afford to live alone?
The average spending per month for a single person in the United States is $3,693 per month ($44,312 per year), according to 2022 data from the Bureau of Labor Statistics’ Consumer Expenditure Study.
Christopher Murray
How to prioritize and save for multiple goals
You’re dreaming of your own home, paying down student loans and want an emergency fund. But, how can you possibly save for multiple goals at once? Here’s how.
How Little Can You Live On?
By cutting out most (or all) of your wants and sticking to a very tight budget, you could live off of less than $1,000 a month. Here’s three examples of how (and where) you have to live to do it.
Should You Move Back Home? The Pros And Cons Of Living With Your Parents Again
Moving home isn’t fun for most, so should you do it? If you’re looking to save money, it’s one of the more effective saving methods…if you do it right.
Where Should You Save Your House Down Payment?
When it comes time to save your house down payment, having a place to keep it safe and let it grow is vital. Depending on how long you plan to save, you have a few options. Here’s where to start.
Do My Parents Make Too Much Money For Me To Submit The FAFSA?
One of the biggest myths in the student financial aid world is that you can’t submit the FAFSA if your parents have a high income. Everyone, regardless of their parents (or their) income should submit the FAFSA every year.
Soft pull vs. hard pull – how each affects your credit
Applying for a line of credit always involves a hard pull on your credit. While pre-approval or employee-based credit pulls involve soft pulls. Hard pulls affect your credit, soft pulls don’t. So make sure you know the difference.
What does being a cosigner really mean?
When a family member, spouse, or friend doesn’t have a high enough credit score to take out a loan, cosigning for them is one of the only ways they’ll be able to take out the loan. But cosigning comes with a price.
How to get a credit card with limited income
Applying for a credit card when you have a low income isn’t impossible, but it shouldn’t be done lightly. Here are the kinds of credit cards you should consider if you’ve got a limited income.
Minimalist living: Is minimalism just a fad? Or can it really help you solve all your financial problems?
Minimalism is all about living with less. This includes less financial burdens such as debt and unnecessary expenses. But is it really as easy as just getting rid of your stuff? We discuss.