Can you afford to live alone?
The average spending per month for a single person in the United States is $3,693 per month ($44,312 per year), according to 2022 data from the Bureau of Labor Statistics’ Consumer Expenditure Study.
Christopher Murray
How to prioritize and save for multiple goals
You’re dreaming of your own home, paying down student loans and want an emergency fund. But, how can you possibly save for multiple goals at once? Here’s how.
How Little Can You Live On?
By cutting out most (or all) of your wants and sticking to a very tight budget, you could live off of less than $1,000 a month. Here’s three examples of how (and where) you have to live to do it.
Should you move back home? The pros and cons of living with your parents again
Moving home isn’t fun for most, so should you do it? If you’re looking to save money, it’s one of the more effective saving methods…if you do it right.
Do My Parents Make Too Much Money For Me To Submit The FAFSA?
One of the biggest myths in the student financial aid world is that you can’t submit the FAFSA if your parents have a high income. Everyone, regardless of their parents (or their) income should submit the FAFSA every year.
Soft pull vs. hard pull – how each affects your credit
Applying for a line of credit always involves a hard pull on your credit. While pre-approval or employee-based credit pulls involve soft pulls. Hard pulls affect your credit, soft pulls don’t. So make sure you know the difference.
Do not open a 529 account for your child until you’ve done this
529 plans help you start saving for your child’s college expenses, but is it the best savings vehicle?
How to start budgeting
Learning to budget with the right methods and tools will help keep your finances in check. It’s easy to get started and you’ll spend less time worrying about money.
Lease vs. buy, iPhone edition: When to pay cash, lease from a carrier, or upgrade with Apple
It’s no secret—iPhones are expensive. It may be difficult to justify spending that kind of cash on a cell-phone. Apple offers a new lease program similar to phone carriers. Which should you go with?