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Can you afford to live alone?

The average spending per month for a single person in the United States is $3,693 per month ($44,312 per year), according to 2022 data from the Bureau of Labor Statistics’ Consumer Expenditure Study.

How Little Can You Live On?

By cutting out most (or all) of your wants and sticking to a very tight budget, you could live off of less than $1,000 a month. Here’s three examples of how (and where) you have to live to do it.

Where Should You Save Your House Down Payment?

When it comes time to save your house down payment, having a place to keep it safe and let it grow is vital. Depending on how long you plan to save, you have a few options. Here’s where to start.

Soft pull vs. hard pull – how each affects your credit

Applying for a line of credit always involves a hard pull on your credit. While pre-approval or employee-based credit pulls involve soft pulls. Hard pulls affect your credit, soft pulls don’t. So make sure you know the difference.

The True Cost of Adoption

The overall cost of adoption is high, but some forms of adoption are definitely more affordable than others. Read on to learn more.

What does being a cosigner really mean?

When a family member, spouse, or friend doesn’t have a high enough credit score to take out a loan, cosigning for them is one of the only ways they’ll be able to take out the loan. But cosigning comes with a price.