Advertiser disclosure

How to negotiate the price of a car: Tips from an ex-car salesman

If you want to beat car dealerships at their own game, you need to first understand the true market value of what you’re buying and trading in. You should also get quotes via phone or email before you physically go into the dealership, and then skip all the extras they’ll push you to buy.

The 50/30/20 budgeting method

The 50/30/20 says to spend 50% of your income on needs, 30% on wants, and 20% on savings. Calculate your 50/30/20 budget below.

Is an FHA loan a good idea?

An FHA loan is a home mortgage that is insured by the Federal Housing Administration. FHA loans have lower down payment and credit requirements than conventional mortgages, but they may be considerably more expensive.