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Credit Card Terminology Explained: A Glossary

Glossary: Credit card terminology explained

Credit history? Credit limit? Grace period? APR? Balance transfer? Your credit card agreement is full of purposefully obscure jargon designed to confuse you. By learning what these credit card terms mean, you can make better decisions—and stay out of debt.

Is Identity Theft Insurance Worth It?

Identity theft can wreck your finances and take months to recover from. ID theft insurance promises to protect you — or at least help you bounce back quicker. But only some ID theft insurance policies are worth the cost, and certain personality types can probably DIY their way around this added expense.