Break free from the burden of debt with proven strategies that actually work. From student loans to credit cards, we provide actionable plans to systematically reduce what you owe while minimizing interest costs. Learn to prioritize debts, negotiate with creditors, and avoid common pitfalls that keep people trapped in cycles of borrowing. Our approach helps you create a debt-free future without sacrificing your quality of life today.
Congrats, grad: Your crazy student loans are coming due! How do you know which student loans to pay first? Attorney Natalie Bacon graduated from law school with $208K in student debt and — not surprisingly — has some thoughts on
Thought you paid off your credit card balance but then got a new bill? Learn how residual interest, also known as trailing interest, works and how to avoid it.
A good credit score doesn’t come quickly. Excellent credit requires seven years of open credit accounts and on-time payments. Here’s why, and what you can do to manage your finances while working to build good credit.
Your credit utilization ratio has a big impact on your credit score – almost as big as your payment history. Here’s how CUR works – and how you can fix it.
An annual percentage rate, or APR, is a percentage that shows what it will cost you to borrow money. APR reflects both an interest rate and additional costs and fees applied to your loan or credit card balance.
So you are ready to pay off debt, great! Now to decide which method you are going to use. The debt snowball or the debt avalanche? Here we talk about the difference between the two and give you a tool
Higher education is supposed to be a no-brainer: Even if you have to borrow, you’ll earn more with a degree. But that ROI is breaking down. As more students take out gigantic student loans and struggle to find the right
Chase Pay is an easy-to-use payment app that can also offer you discounts at select merchants. To learn more, here’s our full review.
Using a credit card responsibly involves paying off your balance each month, slowly building credit with a few purchases, and even earning cash back rewards.
Here’s how to see the debit and credit cards you’ve saved on your iPhone’s Wallet app.
Canceling a credit card may be a good idea if you can’t control your spending. But it’s not without consequences. Here’s how to know if closing the account for good is the right move.
Pre-approval means there’s a good chance you’ll qualify for a card. And you can compare credit card pre-approval offers with no harm to your credit score.