6 ½ steps to financial security
A simple roadmap for building wealth and security on any income.
Master the fundamentals that will transform your financial life. From creating a budget that actually works to building your first emergency fund and establishing a credit history, these essential skills form the backbone of financial security. Learn practical, actionable techniques to track expenses, automate savings, and make informed spending decisions. Our straightforward approach helps you gain control of your money rather than letting it control you.
A simple roadmap for building wealth and security on any income.
A premium is what you pay to maintain coverage; deductible is the amount you pay for treatment before the insurance company covers remaining expenses; copay is for routine medical services; and out-of-pocket maximum limits the total amount you pay each
Take the $5 you would normally spend every day on coffee or other small expenses and invest it early on to see how it can grow over time using our calculator.
No matter your source of income, no matter how frequently (or infrequently) you get paid, no matter how stable your job is, everyone should have an emergency fund. An emergency fund can be used to help cover your basic living
Looking for an easy way to rack up points on Fetch Rewards? Check out our guide on how to hack the system and get the most out of your account!
Did you know your bank isn’t free? Banks make money in simple ways like monthly fees and interest income — and understanding those costs can help you avoid them.
At a minimum, you should have two bank accounts: one for daily expenses and one for savings. But depending on your lifestyle, you could benefit from more than that. Multiple accounts will help you to reach various savings goals, separate
Car Insurance. You probably have it, but do you fully understand it? It’s important to understand car insurance definitions and coverage types so you buy enough to protect yourself but not more than you need.
If you’re in the market for a new bank, you’re going to want to consider what products they offer, their fees and interest rates, and any fine print. It’s also a good idea to read reviews online and assess how
Checks are no longer necessities, but they can be convenient. While most merchants don’t prefer checks, your landlord or utility companies might, so it’s still important to understand how to write a check and balance your checkbook.
Renters insurance covers your personal belongings, personal liability, medical expenses, and additional living expenses. Without renters insurance, you could be on the hook financially for things like damaged belongings or third-party lawsuits if someone is injured in your home.
If your financial aid package falls short, applying for merit-based aid, looking into tuition assistance programs — and even crowdfunding, are some viable options you could explore to help cover the costs of college.