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Best Credit Cards If Your Credit Score Is Between 600 And 649

Got a credit score (aka FICO score) of 600, 610, 620, 630 or 640? There’s good news and bad news. Unfortunately, these credit scores are considered fair to poor, which means you may not be approved for many prime credit cards. If, however, you don’t have any major new issues, the following cards may offer a chance of approval to help you manage your credit wisely.

Top 4 credit cards for credit scores between 600 and 649

Card Description Learn More
Capital One® Card Finder Tool The Capital One® Card Finder Tool allows you to find the best card offers for you without affecting your credit score. See which cards for which you’re pre-approved, compare rewards and rates, and apply. Learn more »
Credit One Bank® Rewards Card See if you’re pre-qualified in less than 60 seconds. Earn unlimited 1% cash back on gas and grocery purchases (terms apply). This card has an annual fee. Learn more »
Milestone Gold MasterCard® Quick pre-qualification available with no impact to your credit score. Fast and easy decision. Free online account access. This card has an annual fee. Learn more »
Capital One® Secured Card No annual fee, with all the credit building benefits. Your minimum security deposit gets you a $200 credit line. You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required. Learn more »

Compare more recommended credit cards

Is your credit score not between 600 and 649? Find more top credit cards for your credit score (FICO score) range:

Note: According to our research, these credit cards offer the best chance of approval for applicants with credit scores of 600, 601, 602, 603, 604, 605, 606, 607, 608, 609, 610, 611, 612, 613, 614, 615, 616, 617, 618, 619, 620, 621, 622, 623, 624, 625, 626, 627, 628, 629, 630, 631, 632, 633, 634, 635, 636, 637, 638, 639, 640, 641, 642, 643, 644, 645, 646, 647, 648, and 649. This does not mean guaranteed approval as credit decisions take into factors other than FICO score.