Articles by: Kevin Mercadante

FICO 9 brought in three major changes to how your credit score is calculated: medical debt, paying off collections, and rental history.

You should have between 3 months and 6 months of living expenses in your emergency fund. Use our calculator to see what that equals for you.

Different lenders use different standards to determine your creditworthiness, and not knowing the details could cost you big time.

With no credit history, it's hard to qualify for a credit card. But that doesn’t mean no options. Here are our card picks for first-timers.

Half the homebuying process is obtaining financing. Start by finding out how much you can borrow, and what your monthly payment will be.

Our CD rate calculator shows what a CD will be worth when it matures. Adjust the deposit, interest rate, or term for different results.

If you want to install an in-ground swimming pool, you’ll probably need financing. Use our pool loan calculator to crunch the numbers.

A payday loan may seem like the only option in a financial emergency if you have poor credit. But it can do a LOT more harm than good.

Getting a loan when you have poor credit can seem impossible, but it can be done, as long as you make sure to make on-time monthly payments.