FICO 9: The 3 Important Changes It Made to Your Credit Score
FICO 9 brought in three major changes to how your credit score is calculated: it minimized medical debt, incentivized paying off collections accounts, and recognized rental history.
Kevin Mercadante
What Credit Score Do I Need for a Home Loan?
There are different mortgage types and each has its own credit score requirements. Your credit score will affect not only loan approval, but also the interest rate you’ll pay on your mortgage.
10 Things To Consider Before You Sign A Rental Lease
You’ve found the perfect apartment. Before you commit to that rental lease, be certain you know what you’re getting into. What to know before you sign.
Will I Save Money By Refinancing My Mortgage?
Refinancing your mortgage is always tempting when rates are low. But will it actually save you money? Here’s how to find out.
Why You Should Get A Mortgage Through A Credit Union Or Local Bank
There are many benefits to getting your mortgage at the same place where you bank. Here’s why you should get a mortgage through a credit union or local bank.
What’s your credit utilization ratio and how does it affect your credit score?
Your credit utilization ratio has a big impact on your credit score – almost as big as your payment history. Here’s how CUR works – and how you can fix it.
When Does It Make Sense To Lease A Car?
Leasing a car gets a bad rap—often with good reason. But there are certain circumstances when leasing a car makes sense. 5 reasons you should lease a car.
When To Buy A New Car (Or A New Used Car)
You’ve got your eyes on a fancy new ride, but your old clunker is still running and relatively reliable. Should you upgrade? When to buy a new car.
The future of cash: Will the United States ever become a cashless economy?
For some, cash is still something they use everyday. For younger generations, cash is becoming more and more obsolete. Here’s the future of cash.
The truth? Your house is not an investment
Houses have long been thought of as an investment due to their value appreciation but investments are sold for a profit. Here’s the truth on your home.