When Does It Make Sense To Put Less Than 20% Down On A House
Whether you’re trying to conserve a cash cushion or buying in a fast rising market, there are times when it does make sense to put less than 20% down on a house.
Kevin Mercadante
FICO 9: The 3 Important Changes It Made to Your Credit Score
FICO 9 brought in three major changes to how your credit score is calculated: it minimized medical debt, incentivized paying off collections accounts, and recognized rental history.
Online Trusts And Wills In The United States: Everything You Need To Know
Millions of people have neither a will nor a trust. But if you don’t, you could be leaving your heirs in a difficult position. Luckily, you can use online trusts and wills to create either document quickly and inexpensively.
What Credit Score Do I Need for a Home Loan?
There are different mortgage types and each has its own credit score requirements. Your credit score will affect not only loan approval, but also the interest rate you’ll pay on your mortgage.
10 Things To Consider Before You Sign A Rental Lease
You’ve found the perfect apartment. Before you commit to that rental lease, be certain you know what you’re getting into. What to know before you sign.
Why You Should Get A Mortgage Through A Credit Union Or Local Bank
There are many benefits to getting your mortgage at the same place where you bank. Here’s why you should get a mortgage through a credit union or local bank.
Why is a payday loan a bad idea?
A payday loan is a very short-term loan that comes with easy approvals — but also outrageous APRs (we’re talking like 300% or more). While they may seem like the only option in a financial emergency if you have poor credit and no savings, their sky-high interest rates mean they typically do more harm than good.
Why You Should Make An IRA Contribution Even If It Isn’t Deductible
IRA contributions add to your retirement savings no matter if they’re tax deductible or not—that’s reason enough to contribute. But here are some more reasons.
Will I Save Money By Refinancing My Mortgage?
Refinancing your mortgage is always tempting when rates are low. But will it actually save you money? Here’s how to find out.
When Does It Make Sense To Lease A Car?
Leasing a car gets a bad rap—often with good reason. But there are certain circumstances when leasing a car makes sense. 5 reasons you should lease a car.