Fuel costs have been fluctuating recently---if you're looking to save money at the pump, check out our picks for the best gas rewards credit cards.

At some point we’ve all complained about the price of gas. And I can’t tell you how many times I’ve heard my grandparents and even my parents talk about how upset they were when the price of gas went up over a dollar—how times have changed.

While I don’t have the answer for getting older generations to stop boring you with stories about how much cheaper things used to be, I can share a simple way to save at the gas pump: Consider a cash rewards credit card that offers cash back at gas stations.

Credit CardGas RewardsUnique FeaturesMinimum Credit Required
ExxonMobil™ Smart card
6 cents off per gallon at branded gas stations
2x redeemable Plenti points at the pump
Shell Drive for Five® card
5 cents off per gallon at branded gas stations
Robust security solutions
Sunoco Rewards credit card
6 cents off per gallon at branded gas stations
Unlimited extra cards for family members at no additional cost
Blue Cash Everyday® from Amex
2% cash back at U.S. gas stations
Great balance transfer offer
Citi Premier® Card
3x bonus points at U.S. gas stations
Additional benefits for travellers
Chase Ink Business Cash® Credit Card
2x bonus points at U.S. gas stations
Excellent sign-up bonues

*2% cash back categories have a $1,000 max spend per quarter

Best Gas Credit Cards

ExxonMobil™ Smart card

With the ExxonMobil™ Smart Card you can save six cents on every gallon, and there’s no limit to how much you can save. With more than 11,000 Exxon and Mobil locations, you can use the card all across the country.

You can create an online account and easily manage and track your fuel purchases. Like most other credit cards, you’re also protected under the $0 fraud liability on unauthorized charges.

Finally, you can give extra cards to your family at no additional cost.

See ExxonMobil™ Smart card details/where to apply

Shell Drive for Five® card

With the Shell Drive for Five® card, you’ll get 25 cents off every gallon of Shell fuel for the first two months of your account opening! After that, you’ll get a still respectable five cents off. Like Exxon and Mobile, there are thousands of Shell locations nationwide, so you should never have a problem finding a station.

Also similar to the ExxonMobil™ card, you’re protected with a $0 liability on unauthorized charges. You can also manage your account online, and request extra cards at no additional cost.

See Shell Drive for Five® card details/where to apply

Sunoco Rewards credit card

With the Sunoco card, you can get five cents off every gallon at any Sunoco station. With 6,600 locations, you’ll be able to use this card all around the country.

You can get additional rewards at the pump if you register your phone number at your local grocery store website.

You can give your family members a card at no additional cost.

See Sunoco Rewards credit card details/where to apply

Blue Cash Everyday® from Amex

This card offers three percent cash back at supermarkets (up to $6,000 per year in purchases, then one percent). It also offers two percent cash back at gas stations and select department stores, and one percent on other purchases.

At the time of writing, the Blue Cash Everyday® card is offering $200 back after spending $1,000 in the first three months.

There’s no annual fee for this card.

See Blue Cash Everyday® card details/where to apply

Citi Premier® Card

The Citi Premier® Card is not only great for fuel savings, but it’s a decent travel rewards card as well. It gives you 3x at gas stations and other travel expenses. These include, but are not limited to: airfare, hotels, and travel agencies. You also receive 1x on all other purchases.

The only drawback with the Citi Premier® Card, is that it has a $95 annual fee.

See Citi Premier® Card details/where to apply

Chase Ink Business CashSM credit card

The Chase Ink Business CashSM card is designed for, as the title suggests, business owners. It offers five percent cash back on the first $25,000 in combined purchases at office supply stores and your internet, cable, and phone bills each year.

You’ll also get two percent cash back on the first $25,000 spent in combined purchases from gas stations and restaurants each account anniversary year. You’ll receive one percent cash back on all other purchases.

Currently, there’s a $300 bonus cash back offer after you spend $3,000 in the first three months of opening an account.

You can add employee card to your account at no additional cost. This card also has no annual fee.

So, which do we recommend?

That, of course, depends on what exactly you’re looking for.

In my personal experience, a great credit card just for gas is the Sunoco Rewards credit card. But I also get points from my grocery store—so that is what truly makes it worth it. Five cents off may not seem like much, but paired with the substantial grocery points, you’re looking a great savings. And I only shop for myself and my partner, larger families earn even more points because they have to buy more anyway.

For people who drive a lot and want to maximize their savings at the pump, this is my favorite gas rewards credit card.

If you can’t sign up for extra rewards at grocery stores, the second best card just for gas is definitely the ExxonMobil™ Smart card, which offers six cents off rather than five (again, that adds up).

This is a straightforward gas rewards card. Exxon and Mobil stations are everywhere, so you should have no problem finding a station. Plus, all smartphones allow you to search for certain gas station near you if you ever can’t find one.

Alternatives to gas credit cards

If you didn’t find the perfect card for you, we recommend checking out some other cards on the market. They might offer slightly lower rewards on gas, but they make up for it with other perks, like travel rewards, cash back in other categories, and even some really cool and unique benefits.

Finding the right credit card is much simpler if you know your credit score and can narrow your search to only the cards you know you’ll get approved for. We’ve made it easy for you. If you don’t already know your score, use our quick and free Credit Score Estimator tool – then find the perfect card for you!


The price of gas has a history of fluctuation. A cash back card that offers rewards with gas stations in mind can help you get some money back, even when fuel costs are high.

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About the author

Total Articles: 26
David Weliver is the founder of Money Under 30. He's a cited authority on personal finance and the unique money issues he faced during his first two decades as an adult. He lives in Maine with his wife and two children.