We’ve all heard the advice that investing for the future is key to long-term financial stability. With that weighty truth at the heart of your long-term plans, it is natural to feel the urge to check in with your portfolio regularly.
As you build your investment portfolio, tracking your progress along the way can be critical. Depending on your investment goals and personal preferences, you want to check in with your portfolio every month – or every day.
Luckily, there are several helpful apps that can help you track your stocks effectively.
But which app is right for you? Let’s take a closer look at the top options.
Overview of the best stock tracking apps
Stock tracking apps Best for
Personal Capital Large investments in multiple accounts
MoneyPatrol Snapshot of your portfolio
Mint Overview of your financial life
Morningstar Stock ratings
SigFig Portfolio Tracker Real-time tracking
Yahoo! Finance Track individual stocks
Personal Capital pulls together all of your financial details in a convenient platform. You’ll be able to connect all kinds of financial accounts to grasp the full picture. With that, you can connect your many investment accounts to track stocks throughout your comprehensive portfolio effectively in one app.
Although you can opt for paid premium services, the free features of the app are extremely helpful. My favorite feature is the 401(k) Fee Analyzer that will evaluate the fees in your employer-sponsored plan and how those fees will cut into your investment plans.
But the investment checkup feature will help you track your investments efficiently. When you use the investment checkup tool, you’ll be able to assess where your investments stand quickly.
In addition to checking where your investments currently stand, the app will provide recommendations on how to reach your investment goals.
Overall, Personal Capital offers a comprehensive look at your unique investment portfolio with just a few moments of your time.
- Cost – Free 15 day trial. $59.99 annual membership.
- Recommendations available? – No.
- Standout feature – Comprehensive financial dashboard.
MoneyPatrol is an app that can help you track your investment portfolio’s performance. Once you link your investment accounts, you’ll be able to see your portfolio values as a snapshot in time.
I think that MoneyPatrol is worth including in this list thanks to its visual dashboard. You can easily check in with your investment portfolio at a glance. That can be a valuable tool if you simply want to see the changes in your balance over time.
You won’t have access to any in-depth analysis or advice to help you reach your investment goals, but if you want to keep track of all your finances in one place, MoneyPatrol is a solid option.
- Cost – Free.
- Recommendations available? – Budgeting recommendations available.
- Standout feature – Bird’s eye view of your investments.
The functionality of stock tracking within Mint is very limited. You will essentially only be able to see your portfolio’s value over time. There are no tools to help you analyze your investment strategy or make recommendations to improve your portfolio, but it will allow you to check-in quickly with your portfolio.
If you like using Mint for its budgeting tools, then you may want to track your investments here as well for the sake of simplicity.
- Cost – $145 annual subscription.
- Recommendations available? – Yes.
- Standout feature – A recognized authority on mutual funds.
Morningstar offers the unique Portfolio X-Ray feature in addition to the comprehensive information and ratings available for stocks and mutual funds. With the Portfolio X-Ray, you can see what your actual holdings are within your funds.
Essentially, the Portfolio X-Ray will show you exactly what stocks are in your funds and the dollar amount represented by any particular stock. You can use this tool to explore the nitty-gritty details of your investments and reevaluate your diversification.
Although the subscription fee is $145 for the year, you will likely find value in this stock tracking app.
SigFig Portfolio Tracker
- Cost – Free for balances less than $10,000. 0.25% annual fee for accounts more than $10,000.
- Recommendations available? – Yes.
- Standout feature – Free Portfolio Tracker.
SigFig Portfolio Tracker is a free app for most users. Once you connect your accounts, the app will let you easily track every asset that you own. The free Portfolio Tracker tool will help you analyze the hidden fees in your investments and find more affordable options.
SigFig also offers market tracking in real-time. With that, you can see how the market is doing at all times. Depending on your interest level in tracking stocks, this can be a useful feature. But if you are an investor that just wants to check in with your investments, market tracking may not be something you are looking for.
If you have questions about your portfolio, then you’ll be able to check-in at any time with a live agent. SigFig offers access to live support agents via chat or phone. You’ll have access to this assistance whether or not you pay for the premium version.
- Cost – $34.99 per month.
- Recommendations available? – Yes.
- Standout feature – Manage your portfolio with real-time values.
Yahoo! Finance can help you keep track of any stocks that you are interested in. You can choose to follow stocks to find personalized news coverage and real-time market prices. In addition to tracking stocks, you can track bonds, commodities, currencies, and more.
The app allows you to compare different stocks in comprehensive charts. With this helpful analysis, you may feel better equipped to manage your portfolio actively. Through the app, you can track your portfolio and monitor the market in real-time.
The paid version of the app is pretty pricey at $34.99 per month, but with that, you’ll have access to all of the features that Yahoo! Finance has to offer.
Stock tracking app Cost Standout feature Customer service
Personal Capital Free app; paid options for advisory services Fee anaylzer 24/7 customer service
MoneyPatrol Free 15-day trial, then $7 per month Visual dashboard Email contact form available
Mint Free app Comprehensive financial app 5 AM to 7 PM PST every day via phone or chat
Morningstar $145 per year subscription fee Portfolio X-Ray 9 AM to 5 PM EST Monday through Friday
SigFig Portfolio Tracker Free portfolio tracker; paid investment management options Free Portfolio Tracker Phone or live chat 6 AM to 6PM PST
Email at anytime
Yahoo! Finance Free version; paid option is $34.99 monthly or $349.99 for the year. Real-time news
Email contact form
How I came up with this list
Here’s how I decided which apps made the cut.
When you are building an investment portfolio, the fees matter! With that, I wanted to include several free stock tracking options. Although not every app is free, there are some options available for the investor looking to keep costs low.
Investing can get complicated quickly. It can be extremely important to have the option to talk to a real live human when you run into questions. I sought to include apps that had robust, or at least some, human support available.
Each of the apps above has standout features that could help different investors accomplish different goals. For example, Mint is perfect for the investor that simply wants a snapshot of their investments over time. But Personal Capital would be better suited for an investor that wants to take a deep dive into their holdings and look for ways to improve.
What is a stock tracking app?
A stock tracking app can accomplish the main goal of keeping tabs on the stock market. Beyond that, the app should be able to provide a glimpse at your own portfolio.
Of course, the functionality of each stock tracking app will vary. But you can seek out the app that suits your needs. For example, if you are seeking an in-depth analysis of your funds, Morningstar could be the best fit. But a quick peek at your portfolio’s value could be accomplished with Mint or MoneyPatrol.
Why should (or shouldn’t) you use a stock tracking app
So should you use a stock tracking app?
You should use a stock tracking app if…
If you want to keep an eye on your investment portfolio, then a stock tracking app can be a good solution. An app will allow you to check-in quickly when you want to.
You can choose to take this a step further if you are interested in tracking specific stocks. If you want to follow the market regularly, then a stock tracking app is the perfect option.
You shouldn’t use a stock tracking app if…
Keep in mind that you’ll see the sometimes abrupt volatility when you track stocks closely. It can be difficult to stick to your investment plan if you are constantly following the market’s rise and fall with minute precision.
With that, you shouldn’t use a stock tracking app if you’ll be overly tempted to disrupt your investment portfolio as the volatility of the market rears its ugly head.
As an investor, you should expect this volatility. But it can be hard to stick to the plan if you are closely monitoring any changes in your portfolio. Of course, it is a good idea to keep an eye on your portfolio. However, you could accomplish this by checking in from your computer on a less frequent basis.
Most important features to look out for in a stock tracking app?
Here are the features you should be looking for:
You should be able to plug in your own investment accounts to keep track of the stocks that matter to you most. The app should present your portfolio’s progress in a helpful way.
An analysis of your portfolio can be a useful feature offered by a stock tracking app. You might find help analyzing fees or assessing your current diversification. As an investor, tools that offer analysis can be a good way to understand any risks present in your portfolio better.
Depending on your preferences, an app that makes recommendations based on your portfolio can be a useful feature. Although some investors don’t need additional help, many of us are happy to take a look at expert recommendations that affect our portfolio.
Which stock tracking app is best for you?
The right stock tracking app for you will depend on the goals you have and the type of investor that you are.
If you are looking for the latest data and news that could impact your portfolio, then Yahoo! Finance might work for you. If you simply want a snapshot of your portfolio value, then Mint or MoneyPatrol can help while offering robust budgeting assistance. If you want a robust look at your portfolio’s fees and potential weaknesses, then Personal Capital could be the best fit.
Take some time to consider what type of investor you are and then move forward with the right fit.
How to use a stock tracking app
Once you’ve determined which stock tracking app is right for your situation, then it is time to set up the app. The first step is to download the app onto your device. Then you’ll need to link up your accounts to the platform.
The app will pull in your financial accounts with your help. After that, you can start using the features offered by the specific app you’ve chosen. Depending on the app, you might want to set up particular alerts or analyze your portfolio with the tools available.
FAQs about stock tracking apps
A stock tracking app can help you keep your finances in check. A regular check-in can be useful to stay on track. With a quick look, you can evaluate where your investments stand. If you need to make a change to your strategy, then you’ll be able to act quickly.
As a word of caution, you may not want to check your investments every single day. With the inherent volatility of the market, a daily check-in will reveal a bumpy ride. Personally, I check in with my investments once each month. The frequency of your check-ins will depend on your personal preference and investment strategy.
Take some time to consider your options, and then start tracking your investment portfolio today!