Federal student loan forgiveness and cancellation guide
Federal student loan payment obligations resumed in October 2023. Here’s what you need to know about where federal student loan forgiveness stands.
Break free from the burden of debt with proven strategies that actually work. From student loans to credit cards, we provide actionable plans to systematically reduce what you owe while minimizing interest costs. Learn to prioritize debts, negotiate with creditors, and avoid common pitfalls that keep people trapped in cycles of borrowing. Our approach helps you create a debt-free future without sacrificing your quality of life today.
Federal student loan payment obligations resumed in October 2023. Here’s what you need to know about where federal student loan forgiveness stands.
Pay off your debt by committing to not taking on new debt, getting organized, earning more, and paying down one debt at a time.
Keeping track of your credit health is a critical part of responsible personal finance and can save money over time. Thankfully, it’s never been easier to get free credit report details and free credit scores online. Here are your best
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Calculate your monthly loan payment for a given term or how long it will take you to repay a loan with a given monthly payment.
Grace periods are the time between graduation and when you need to start making payments on your student loans. Deferment allows you to stop making payments so you can return to school. Forbearance stops the payment requirement due to hardship.
Your grace period is almost over and soon you’ll have to pay back your student loans. Here is every possible way you could do that.
Most credit cards require a very good credit score of 700 or higher. And cards with lots of perks, like travel and cash back rewards, typically ask for excellent scores of 750+. But that doesn’t mean you can’t qualify for
Subsidized loans mean Uncle Sam helps you out with interest while you’re in school or deferment. With unsubsidized loans, Uncle Sam’s no help and interest starts accruing the minute you get your loan money—and it’s all on you to pay
How you manage your living expenses during grad school will make a big difference in how much student debt you need to repay. Learn how to minimize how much you need to borrow to cover your living costs during graduate
There are a number of ways to build credit quickly without going into debt. Compare co-signers, starter credit cards, credit-builder loans, and other options to see which is best for you.