How do student loans work?
Student loans make college — and, increasingly, a middle-class life — attainable. But you should fully understand how student loans work before taking them out.
Break free from the burden of debt with proven strategies that actually work. From student loans to credit cards, we provide actionable plans to systematically reduce what you owe while minimizing interest costs. Learn to prioritize debts, negotiate with creditors, and avoid common pitfalls that keep people trapped in cycles of borrowing. Our approach helps you create a debt-free future without sacrificing your quality of life today.
Student loans make college — and, increasingly, a middle-class life — attainable. But you should fully understand how student loans work before taking them out.
Applying for a line of credit always involves a hard pull on your credit. While pre-approval or employee-based credit pulls involve soft pulls. Hard pulls affect your credit, soft pulls don’t. So make sure you know the difference.
What is a good credit score? The answer is tricky, but this guide tells you everything you need to know to qualify for loans, credit cards, and more.
Are you falling behind on your car payments? Find out what happens if you miss the monthly deadline, and how you can get yourself back on track.
A debt-free lifestyle is appealing, but it doesn’t build the credit history that you may need later in life (when you least expect it).
As someone just getting started financially, you may have considered buying a car using a credit card. It isn’t a good idea, though. Here are your alternatives.
Credit builder loans can help you build credit from scratch or rebuild good credit after bankruptcy or years of neglecting payments.
Some credit cards do not report credit limits to credit bureaus, which can have a negative impact on your credit score; here’s why — and what to do about it.
Take charge of your student loan debt! Learn how to pay your student loans off fast. Compare payment plans, consolidation, refinancing & more.
Getting your wages garnished because you’re behind on your student loans is a major stress on your finances. Learn how to get out of wage garnishment, and, better yet, how to avoid it altogether.
Should you pay off your student loans or start investing? It’s a common questions among new grads. Here are some calculations that might help you make your decision.
Do you have too many student loans to keep track of? Get answers to frequently-asked questions on federal student loan consolidation loans and private student loan refinancing. Find out the pros and cons to consolidation, if you’re eligible, and how