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How to File a FAFSA as an Independent Undergraduate Student

As an undergrad you are still considered a dependant of your parents for the purposes of federal aid. That means that you need their financial information when you apply for federal aid, even if they aren’t helping you go to school. It might not be fair, but that’s the default assumption. However, there are a few exceptions which we discuss here.

Holiday tipping guide: How to tip when budgets are tight

Your regular service providers, from your massage therapist to your pet sitter, may deserve a small holiday bonus. Don’t feel pressured to give more than you can afford, but a good rule of thumb is anywhere from $20 to the cost of one session/service.

How To Collect Money From People Who Owe You

If someone owes you money — a friend, a client, a company — collecting that debt will require you to be persistent and shameless. Although it might be tempting to grab a tire iron and threaten physical violence, these tricks for collecting money owed will help you apply some pressure without landing in prison.

Financial Literacy: Keep Your Money Tight and Right

Financial literacy is the ability to manage money in a way that encourages financial health. Mastery of budgeting, saving, debt, and investing make up financial literacy’s key components, and these core topics should be part of any comprehensive education.