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Chris Butsch

Chris helps people build better lives through financial literacy. He has contributed to USA TODAY, Forbes and has worked as a senior contributor here on Money Under 30. He has covered topics such as taxes, credit card, investing, retirement, and more with a focus on helping Gen Z master personal finance.

Should You Ever Pay a Credit Card Annual Fee?

Written by | Edited by | Last updated on September 28, 2023

Paying for a credit card may be worth it if the card fits your existing lifestyle and rewards you significantly more than a no-fee card. But the latter are so competitive, generous, and perk-filled that most people will be perfectly happy with a no-fee card.

Car Loan Calculator: How Much Car Can I Afford?

Car affordability calculator

Written by | Edited by | Last updated on August 31, 2023

How much can you afford to spend on a car? Use our car affordability calculator to determine a financially sensible budget for purchasing your next vehicle.

Are Pokémon cards a good investment?

Written by | Edited by | Last updated on August 31, 2023

Now that a Pikachu has sold for $5.275 million, you might be wondering: are any of your old Pokémon cards worth anything? And should you buy some cards today as an investment? Not so fast. Despite some high-profile sales, rare Pokémon cards remain a dubious investment at best.

Credit Card Rental Car Insurance: The Best Perk You Didn’t Know You Had

Written by | Edited by | Last updated on September 1, 2023

Some credit cards include a Collision Damage Waiver (CDW), aka rental car insurance covering damage, theft, and towing. CDWs save you the $15 to $30 per day you would otherwise pay for the rental agency’s insurance, and in the event of an accident can help you avoid paying a deductible and hike in premiums for your regular auto insurer.